Archive for January, 2009
A while back, we had a huge shopping trip at Target. It was a double whammy of buying nursery furniture, coats, some electronics, and so on. In the end, our bill was around $450. At this point the cashier offered us 10% off if we applied for a Target Visa Credit Card. Usually, I advise against taking stores up on their 10% off offers for two primary reasons. Number one, you... Read more→
The Economist magazine has a 14-page report on the stat of banking and the future of finance. I happens to be a bit less alarmist than the reporting you typically see, and as a British publication it also has a solid look at how the current situation affects more than just the United States. If you are interested in the current situation and want more in-depth coverage than you normally... Read more→
So, after Citibank decided to screw over its customers by raising interest rates on credit card accounts of good customers (yours truly has a 776 credit score – as of yesterday) it has also decided to make a change to its Thank You Network which is the rewards program for its credit cards. According to an email received this week, the fixed flight option will no longer be available as of March... Read more→
Got an email from the Capital One No Hassle Miles Rewards program. They are extending the specials in the Capital One Rewards Catalog Holiday 2008 edition until January 31. The original catalog cover said that the offers were only for a limited time through 1/15/09. What kind of deals are available? As with most credit card points and miles programs, the merchandise tends to be a lesser value... Read more→
Refinancing a mortgage or getting a new mortgage isn’t necessarily just about finding the lowest interest rate. But, you definitely want to know what interest rates are in general when shopping around for a mortgage. That way, you know who is way out of the ballpark, and who is worth looking into a little bit further. One of the best tools around for information on current interest... Read more→
