Archive for Credit Cards
Every year, they send out a holiday edition of Capital One No Hassle Miles rewards catalog. The 2010 CapitalOne Rewards Holiday Catalog showed up recently. Of course, we’ll be looking into these special reward offers and seeing if there are some good bargains, or if these points redemption offers aren’t worth it at all. One quick note is that there is no special on redeeming Captial One... Read more→
Identity theft can happen in a lot of different ways. Some of them are difficult to avoid, if not impossible. Others are easily preventable with a little knowledge, experience, and understanding, plus a little bit of effort. Preventing identity theft with a paper shredder to destroy junk mail and other documents is an important start. Shred Records Files and Documents to Protect Against Identity... Read more→
New credit card laws passed by Congress in 2009 are going into effect. What you need to know about credit card laws and how they have changed won’t be a big difference from what things were before. Credit Card companies testified in front of Congress that they would stop using their very worst tricks. That, plus a multi-million dollar lobbying campaign made sure that the... Read more→
Citibank raised the interest rates for customers with high credit scores who had never missed a payment. Virtually every credit card company opposed the very tame reforms recently passed into law by Congress. The sad truth is that is isn’t a matter of if your credit card issuer will try something sneaky, it’s a matter of when, and how bad will it be. While there is always... Read more→
Issuers of credit cards have started re-doing their terms and conditions in anticipation of recently passed legislation taking effect which prohibits some of the more egregious terms from credit card agreements. Watch for non-descript black and white mailings that contain a small brochure with fine print. These are likely the new terms and conditions for your existing credit cards. Make... Read more→
