Personal Finance
The 529 plan is a tax-advantaged college savings plan. Of course, like all plans that offer IRS sanctioned tax savings, there are rules and regulations regarding just how and when a 529 plan may be used. One of these limitations involves how much money you can contribute to a 529 plan in 2012. Head over [...]
Your credit score is a critical component of your financial well being. Your credit score is computed from the information in one of your credit reports. Those credit reports are maintained by the major credit bureaus. If there is an issue with your credit report, you’ll have to fight your way through the standard red [...]
Credit Sesame is another in a growing list of online services that allow you to view and monitor your credit score for free. We’ve already looked at some of these services. First, we checked to see if Credit Karma is a scam. Then, we looked at whether Quizzle is a scam. Credit Sesame looks like [...]
Credit Karma made waves when it started offering free credit scores online. At first, many people, including me, were worried that the whole thing was just a big Credit Karma scam. However, after doing some research into whether Credit Karma is legit and even doing an in-depth CreditKarma.com review, I realized that while there may [...]
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One topic that generates a lot of confusion in people’s personal finances is what is the difference between exempt and nonexempt employees? There are actually a lot of nuances and pages of labor law that deal with the difference between nonexempt and exempt employees. However, the practical implications of what it means to be an [...]
An interesting opportunity to get full-quality major software company retail money management, budgeting, and small business accounting software for free is now in affect. Microsoft has decided to get out of the financial software business, in effect ceding the market to Intuit and its Quicken and QuickBooks software products. However, thousands of copies of Microsoft [...]
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The old maxim, “If it is too good to be true, it probably is,” holds up especially well in the world of personal finance. The concept of getting free credit scores has been mined by con-artists and scammers repeatedly. Unfortunately, most of these scams are perpetrated by well known companies and by the credit reporting [...]
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Many people like the idea of working from home. There is more flexibility. It allows parents to spend more time with their kids. Dads who work from home have more opportunities to participate in events they traditionally miss like afternoon school plays, or soccer practice. Likewise, many moms who have built up great careers are [...]
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Virtually every one of the so-called work from home jobs is a scam. Keep in mind that while plenty of Americans work from home, they do it for their regular jobs that they already have, and they probably still have to go into the office some times. These people did not find an online ad [...]
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Identity theft can happen in a lot of different ways. Some of them are difficult to avoid, if not impossible. Others are easily preventable with a little knowledge, experience, and understanding, plus a little bit of effort. Preventing identity theft with a paper shredder to destroy junk mail and other documents is an important start. [...]
Continue reading about Preventing Identity Theft – Paper Shredder Files and Documents
