Personal Finance

US Government Money Help

Finance Gourmet on April 10th, 2009

Have you ever wondered what a website from the US Government about money and personal finances would look like?  Wonder no longer. The US Financial Literacy and Education Commission (what did that cost?) provides a basic financial resource for investing, saving, retirement planning, mortgages, and even starting a small business, all on mymoney.gov. I’m not [...]

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Finance Gourmet on March 17th, 2009

Ok, everyone and their dog tells people to make their 2008 IRA contribution now in order to reduce their 2008 income taxes.  But, there is good reason for that. If you qualify for a deductible contribution to a traditional IRA either by meeting the income limits, or because you don’t have a retirement plan provided [...]

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Finance Gourmet on February 10th, 2009

Where to find helpful impartial advice about auto insurance and other insurance.

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Finance Gourmet on January 8th, 2009

A free website loaded with unbiased financial information that you can trust. The Finance Gourmet? Yes. We are trustworthy and knowledgeable, but we were thinking of someone with a little more institutional credibility. How about the Federal Reserve?

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Finance Gourmet on January 8th, 2009

Have you been carefully reviewing your year end mail and statements from the companies you do business with? If not, you may have not noticed the annual privacy notice which gives you the right to opt out of having your private info sold to the highest, lowest, and every bidder in between.

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The phones are blowing up all over as news of the Federal Reserve Board’s decision to cut interest rates to between 0% and 0.25% spreads.  Here is what it means to you. First off, this is a strange deal.  The Fed always sets a hard number for its interest rate target.  So, this range thing [...]

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Finance Gourmet on July 11th, 2008

Unbelievable.  I grabbed my trusty notebook this morning and wrote a post for the Finance Gourmet from one of the many topics I have listed in there.  Basically, I wrote about how actually saving some money is more important than learning all the tricks to investing money, particularly when you don’t have much money to [...]

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