Personal Finance

Personal Finance Basics

Finance Gourmet on July 11th, 2008

Like trying to setup a fancy exercise routine before commiting to regular exercise sessions, trying to take on fancy investment ideas before building up solid savings is doomed to failure. Here is how to make it happen now.

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Finance Gourmet on June 22nd, 2008

Don’t waste your money on services that allow you to constantly get your credit score. Use a little insder knowledge to get a free credit score and check it only when it makes sense.

Continue reading about Is myFICO Worth It?

Finance Gourmet on May 8th, 2008

Waiting 1 day for every $100 an item costs can help control big spending impulses. If you have more trouble with letting those “little things” pile up into a big thing, then this cash system might work for you.

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Finance Gourmet on April 19th, 2008

Many people wonder why their budget seems so tight. Too often they look in the wrong places. Usually the problem is car payments.

Continue reading about Budget Issues? It Might Be Your Car

Finance Gourmet on April 16th, 2008

Being a [tag]smart consumer[/tag], or smart investor, or smart anything really is all about knowledge. Understanding the world you are playing in just makes good sense. I can spot most finance scams by reading the title. The reason? I’ve spent plenty of time reading the fine print and have grown accustomed to what fine print [...]

Continue reading about Top 10 Fine Print Gotchas

Finance Gourmet on April 3rd, 2008

Several years ago when I was a wild-eyed fresh out of college computer guy, I got my first “real” job with a local company. The company had around a 100 employees or so which meant that the HR person was the Office Manager. On my first day, the Office Manager went through all the basics [...]

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If, like me you file away all of your various tax statements and reports as they come in, you might just now be opening them. What you might not have noticed in your quest to pull out your 1099-DIV or what have you is that the company’s legally required once per year Privacy Policy was [...]

Continue reading about Privacy Policies — Did You Notice Them? Good, They Didn't Want You To