Personal Finance
Being a [tag]smart consumer[/tag], or smart investor, or smart anything really is all about knowledge. Understanding the world you are playing in just makes good sense. I can spot most finance scams by reading the title. The reason? I’ve spent plenty of time reading the fine print and have grown accustomed to what fine print [...]
Several years ago when I was a wild-eyed, fresh out of college, computer guy, I got my first “real” job with a local company. The company had around a 100 employees or so which meant that the HR person was the Office Manager. On my first day, the Office Manager went through all the basics [...]
If, like me you file away all of your various tax statements and reports as they come in, you might just now be opening them. What you might not have noticed in your quest to pull out your 1099-DIV or what have you is that the company’s legally required once per year Privacy Policy was [...]
Continue reading about Privacy Policies — Did You Notice Them? Good, They Didn't Want You To
As a professional financial planner, I often come across finanical products that are such bad ideas that I don’t even know how (or why?) someone got them to market. Usually the answer is flat out greed. A company willing to make a buck at the expense of its customers is always out there. A posting [...]
In news that will not be met with happiness on [tag]Wall Street[/tag], the inflation data for January was not good. A 0.3 jump in the core CPI index spells the end of rate cuts from the Fed. Wondering what the big deal is? The [tag]CPI[/tag] or Consumer Price Index is a widely watched measure of [...]
Ok, it’s official. Pretty much everyone in America is getting a [tag]tax rebate[/tag] this summer. The IRS says they’ll start mailing checks in May. So how would you like to get a nice tax-free bonus on your tax rebate? Here’s how. Your tax-rebate is part of the [tag]economic stimulus[/tag] package recently passed by Congress and [...]
Continue reading about How to Get a Bonus On Your Tax Rebate!
A client asked me what they should do with their [tag]economic stimulus[/tag] [tag]tax rebate[/tag] they will get later this year. (So will you!). Usually I tell people to pay down debt if they have any. They don’t have any. They also have already maxed out their [tag]IRA[/tag]s for 2008. But, they have kids! So I [...]
Continue reading about Put Your Tax Rebate In an IRA or 529 Plan – GENIUS!
Hey, a quick reminder that we are collecting rewards catalogs for any reward cards you might have. A lot of credit card companies make it very hard for people to find the reward information BEFORE they have the card. Help out your fellow savvy financiers by emailing us your catalog. You can’t talk about credit [...]
Over on the Finance Gourmet web site the first of out many part series on the ins and outs and tips and tricks for [tag]credit cards[/tag] is up. In this one we cover why you can be too cautious about credit cards by just having one. We’ll tell you why you need at least 2 [...]
Continue reading about New Information About Credit Card on Finance Gourmet
