Real Estate
Figuring out what the best thing to do with your money is can be difficult. Many people get caught up in all of the possibilities. They wonder is it wise to pay off your house mortgage? Should they pay off credit cards or put higher down payment on a new home? Should I pay off [...]
Continue reading about Should I Pay Off My Mortgage Instead of Investing
This is part 2 of the series, the first part is: Not Time to Refinance Your Home Future Interest Rates With Adjustable Rate Mortgages or ARM Right about now, when you are starting to feel better, someone will throw in your face the fact that even if your rate is good, IT COULD GO UP [...]
Continue reading about ARM Interest Rates Adjusting Soon May Be Good News For Homeowners
Now might actually be the perfect time to NOT refinance your adjustable rate mortgage. The quirk in ARM interest rates that could get you a lower rate for free by keeping your loan.
It was with much fanfare last month that Congress and the Obama administration passed laws putting into effect government programs to help American homeowners with their mortgages. Both The Emergency Economic Stabilization Act, and The American Recovery and Reinvestment Act were front page news all over the country. A lot of this publicity was due [...]
Continue reading about Government Mortgage Help Programs Scams and Deceptive Marketing and Mailings
When considering refinancing your home mortgage, the first step is to get all of the details on what you have now. Sure, you have vague numbers in your head, but that won’t help you answer all of the loan application questions, or make a real hard-numbers based calculation about the value of refinancing. What exactly [...]
Continue reading about How To – Refinancing a Home Mortgage Steps and Tips
Ok, it’s time to look at refinancing the old homestead’s mortgage. I’ve been putting it off because of holidays and the fact that rates can still go lower even though the Fed recently cut rates to zero. Now, it’s time to take a serious look at refinancing and how it might work out for my [...]
Continue reading about Refinancing the Mortgage to Take Advantage of Lower Interest Rates
I’ve been a professional writer and business consultant for over a year now, but many people still remember me from my financial advisor days. So, I get plenty of questions about investing, the stock market, and real estate. The number one question I get these days, is, “Should I be buying real estate now?” The [...]
I’ve written recently about our attempt to sell our home without a realtor using Iggyshouse.com. We used them because we got a free MLS listing and a place to upload a ton of description and pictures. Their site was down for a disturbingly long time in June and part of July but is back up [...]
Ok, I’ve stopped daily updates about selling our own home. Truth is, there just isn’t that much action in real estate to justify daily postings. However, today we have 3 showings scheduled, so that is very good news. We haven’t got much in the way of feedback. One of the downsides about selling your home [...]
As you may have noticed, we are getting ready to sell our house. After living in our first house for about 7 years, we’ve been in our last two for 2 and 3 years respectively. The interesting thing is that each time we have made a lot of money. The past two times we’ve used [...]
