Credit Score
While there is never a good time to file bankruptcy, there are some things that make filing bankruptcy at a certain time more or less advantageous for the filer. Making sure you understand the various bankruptcy rules and timing a bankruptcy filing correctly can save you some time and money. Good Time to File Bankruptcy One of [...]
Credit Karma made waves when it started offering free credit scores online. At first, many people, including me, were worried that the whole thing was just a big Credit Karma scam. However, after doing some research into whether Credit Karma is legit and even doing an in-depth CreditKarma.com review, I realized that while there may [...]
Continue reading about Credit Karma Review Free Credit Monitoring
After investigating is CreditKarma.com legit or not, we got a lot of questions about credit scores and credit reports. Hopefully, this can help clear up some of the most common credit score misconceptions. Update: Now CreditKarma.com offers free credit report monitoring. Check out the Credit Karma review of free credit monitoring service. Credit scores are [...]
Continue reading about Real Credit Score or Fake Credit Score
Earlier we discussed how I first found out about Credit Karma and how, as a seasoned financial professional, I was inclined to think that Credit Karma is a scam offer for free credit scores. Update: There is now an opt-in service for Credit Karma credit monitoring as a free additional service. There are multiple reasons [...]
Existing Capital One MasterCard holders may or may not be getting the same deals, but new credit card offers from Capital One are arriving in the mail to new credit card users. These are not reserved for highly qualified borrowers with high credit scores either. How do I know? One good piece of financial advice [...]
Continue reading about Capital One World MasterCard No Hassle Rewards Miles
Don’t waste your money on services that allow you to constantly get your credit score. Use a little insder knowledge to get a free credit score and check it only when it makes sense.
Several years ago when I was a wild-eyed fresh out of college computer guy, I got my first “real” job with a local company. The company had around a 100 employees or so which meant that the HR person was the Office Manager. On my first day, the Office Manager went through all the basics [...]