Credit Score
Your credit score is a critical component of your financial well being. Your credit score is computed from the information in one of your credit reports. Those credit reports are maintained by the major credit bureaus. If there is an issue with your credit report, you’ll have to fight your way through the standard red [...]
Credit Sesame is another in a growing list of online services that allow you to view and monitor your credit score for free. We’ve already looked at some of these services. First, we checked to see if Credit Karma is a scam. Then, we looked at whether Quizzle is a scam. Credit Sesame looks like [...]
I’ve gotten several request lately to review Quizzle. Quizzle is an online financial service that offers, according to the bold face type, a free credit report, free credit score and various financial tools. Whenever someone points me in the direction of a personal finance company like this the first thing I check is if I [...]
After a review of Credit Kama here on FinanceGourmet, a reader asked if I would look into another service he had found called Credit Check Total at creditchecktotal.com. Credit Check Total Review With many financial services, the reality of the offering differs significantly from what the bold, large-type headline suggests. The Credit Check Total website [...]
While there is never a good time to file bankruptcy, there are some things that make filing bankruptcy at a certain time more or less advantageous for the filer. Making sure you understand the various bankruptcy rules and timing a bankruptcy filing correctly can save you some time and money. Good Time to File Bankruptcy One of [...]
Credit Karma made waves when it started offering free credit scores online. At first, many people, including me, were worried that the whole thing was just a big Credit Karma scam. However, after doing some research into whether Credit Karma is legit and even doing an in-depth CreditKarma.com review, I realized that while there may [...]
Continue reading about Credit Karma Review Free Credit Monitoring
After investigating is CreditKarma.com legit or not, we got a lot of questions about credit scores and credit reports. Hopefully, this can help clear up some of the most common credit score misconceptions. Update: Now CreditKarma.com offers free credit report monitoring. Check out the Credit Karma review of free credit monitoring service. Credit scores are [...]
Continue reading about Real Credit Score or Fake Credit Score
Earlier we discussed how I first found out about Credit Karma and how, as a seasoned financial professional, I was inclined to think that Credit Karma is a scam offer for free credit scores. I decided to do a review after being asked about it repeatedly. Update: Read here about an opt-in service Credit Karma [...]
Existing Capital One MasterCard holders may or may not be getting the same deals, but new credit card offers from Capital One are arriving in the mail to new credit card users. These are not reserved for highly qualified borrowers with high credit scores either. How do I know? One good piece of financial advice [...]
Continue reading about Capital One World MasterCard No Hassle Rewards Miles
Don’t waste your money on services that allow you to constantly get your credit score. Use a little insder knowledge to get a free credit score and check it only when it makes sense.
