Archive for interest rates


Credit cards that offer rewards, points and miles for every dollar you spend shopping are a great way to maximize your rate of return on your every day spending expenditures. However, in order to make credit card rewards pay off it is very important to get the right rewards credit card. Finding out which reward credit card program is best takes a little bit of research. One of the most important... Read more→

Categories : Credit Cards
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Everyone is worried about if and when the Federal Reserve will raise interest rates, even though the Fed itself continues to say that it is not considering doing so. The personal finance strategy Catch-22 here is that as soon as the Fed drops the language in its statement saying that they plan to leave interest rates unchanged for the near future, markets will react as if the Fed actually raised... Read more→

Categories : Investing, News
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With Congress passing legislation to reign in some of the worst credit card abuses, credit card companies have been scrambling to get their terms and conditions, also known as the card contract, changed to terms more favorable to them before the new rules take affect. By changing your credit card agreement before the new credit card law takes affect, these card issuers can avoid having to play fairly... Read more→

Categories : Credit Cards
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New credit card laws passed by Congress in 2009 are going into effect.  What you need to know about credit card laws and how they have changed won’t be a big difference from what things were before.  Credit Card companies testified in front of Congress that they would stop using their very worst tricks.  That, plus a multi-million dollar lobbying campaign made sure that the... Read more→

Categories : Credit Cards
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This is part 2 of the series, the first part is: Not Time to Refinance Your Home Future Interest Rates With Adjustable Rate Mortgages or ARM Right about now, when you are starting to feel better, someone will throw in your face the fact that even if your rate is good, IT COULD GO UP AT ANYTIME.  That, is the second thing that is different.  Mortgage companies and customers found that... Read more→

Categories : Real Estate
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