Interest Rates

New Credit Card Laws Change the Rules in 2009

Finance Gourmet on August 22nd, 2009

What do the new credit card laws coming in effect mean to you and how can you avoid the tricks credit card companies have up their sleeves?

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This is part 2 of the series, the first part is: Not Time to Refinance Your Home Future Interest Rates With Adjustable Rate Mortgages or ARM Right about now, when you are starting to feel better, someone will throw in your face the fact that even if your rate is good, IT COULD GO UP [...]

Continue reading about ARM Interest Rates Adjusting Soon May Be Good News For Homeowners

Finance Gourmet on June 4th, 2009

Now might actually be the perfect time to NOT refinance your adjustable rate mortgage. The quirk in ARM interest rates that could get you a lower rate for free by keeping your loan.

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Finance Gourmet on January 14th, 2009

Use this website to help start your research on mortgage interest rates.

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Finance Gourmet on January 7th, 2009

I was going through my stack of mail to look at (separate from the stack that has things that actually need taken care of) and came across an offer for Fidelity’s mySmart Cash Account.  Intrigued, I decided to take a look at the Fidelity checking account that they were so proud of that they included [...]

Continue reading about Good Enough Checking From Your Bank or Brokerage

Finance Gourmet on December 30th, 2008

When considering refinancing your home mortgage, the first step is to get all of the details on what you have now.  Sure, you have vague numbers in your head, but that won’t help you answer all of the loan application questions, or make a real hard-numbers based calculation about the value of refinancing.  What exactly [...]

Continue reading about How To – Refinancing a Home Mortgage Steps and Tips

Finance Gourmet on December 30th, 2008

Ok, it’s time to look at refinancing the old homestead’s mortgage.  I’ve been putting it off because of holidays and the fact that rates can still go lower even though the Fed recently cut rates to zero.  Now, it’s time to take a serious look at refinancing and how it might work out for my [...]

Continue reading about Refinancing the Mortgage to Take Advantage of Lower Interest Rates