Personal Financial Advice from a former Certified Financial Planner
I resisted the various cash transfer apps for as long as a could. My primary issue was always security, and judging by the number of people who end up calling, crying and trying to get their money back, that wasn’t unfounded. But time marches on, and it turns out that, …
You may have seen the commercials for Zelle, the payment app. They aren’t very specific about what Zelle does, or how it does it. Questions that may pop into your mind are things like, how does Zelle work? Is Zelle legit, or a scam? Why would I bother to use …
It’s January 2024, and nobody expects the Fed to cut interest rates at its January meeting. Interest rates will stay the same until the March meeting, when the only option is to stand pat, or to cut rates. An interest rate hike is off the table under all foreseeable scenarios. …
The Fidelity Investment Rewards Visa Signature Credit Card is an intriguing offer with a generous 1.5% cash back offer and the standard 1 point per $1 rewards program. Details inside.
What Is SoFi? In this SoFi review we will take a look at what SoFi offers and the pros and cons of SoFi. We’ll see is SoFi legit, or is is SoFia scam? SoFi, like most other niche financial services companies, is expanding. It turns out that once you get …
With articles and talking finance people constantly talking about mortgage rates, rising mortgage rates, and highest interest rates in 20 years, you might be wondering what the normal mortgage interest rate actually is. There are actually many different types of mortgages. When people talk about mortgages generally, or generically, they …
Credit Karma has made waves in the financial industry by offering both free credit scores and free credit monitoring to its customers. At first, a lot of people were worried that Credit Karma is a scam. But, after an in-depth Credit Karma review, it seems that the company is legit. …
Understanding Auto Loans: Prime vs. Subprime, A Comparison In today’s economic landscape, inflation and resuming student loan payments, are causing financial strain for many Americans, leading to record-high default rates on auto loans. The situation is reminiscent of the financial crisis in 2008, but this time, it’s the auto loan …
One of the questions I’ve gotten a lot over my financial career is how to start investing. The reality is that just about any way you start investing is a good way to start investing. Unfortunately, the idea of an investment account, a brokerage, and investments themselves can seem overwhelming …
For most people, a credit union offers a better banking platform than a traditional bank. Here are the biggest credit unions in Colorado to get you started. Remember, bigger is not always better and smaller Colorado credit unions might offer better value for your situation. There are over 100 credit …