Archive for zero percent


Citibank raised the interest rates for customers with high credit scores who had never missed a payment.  Virtually every credit card company opposed the very tame reforms recently passed into law by Congress.  The sad truth is that is isn’t a matter of if your credit card issuer will try something sneaky, it’s a matter of when, and how bad will it be. While there is always... Read more→

Categories : Credit Cards
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Yet another client came in bamboozled by their credit situation.  Recently, they used a handful of checks they got from various credit card companies to transfer their balances to cards where they will have 0% interest for a full year, 18 months, or whatever. In fact, by parlaying around a few different cards they got their entire amount of credit card debt onto 0% payment plans.  Smart? Well,... Read more→

Categories : Credit Cards
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