Personal Financial Advice from a former Certified Financial Planner
One of the questions I’ve gotten a lot over my financial career is how to start investing. The reality is that just about any way you start investing is a good way to start investing. Unfortunately, the idea of an investment account, a brokerage, and investments themselves can seem overwhelming …
Although there is a growing movement that finds a college degree unnecessary, many jobs and arrangements still require a college degree. In other cases, the lack of a degree may hold back certain opportunities for future advancement. Higher education is often viewed as a prerequisite for career stability and upward …
For most people, a credit union offers a better banking platform than a traditional bank. Here are the biggest credit unions in Colorado to get you started. Remember, bigger is not always better and smaller Colorado credit unions might offer better value for your situation. There are over 100 credit …
Credit unions and banks are both financial institutions that offer similar services such as checking accounts, savings accounts, loans, and credit cards. However, there are some key differences between the two that make credit unions a better choice for many people. Regulatory Foundations: A Brief Background Before diving into the …
Recently, someone asked me about a credit card offer they received from Merrick Bank. I wasn’t familiar with Merrick Bank, so I agreed to look into it. The Merrick Bank credit card is pretty interesting for the right type of person. The Merrick Bank secure credit card lets people with …
There is a lot of good information about money management, investing, and banking on the internet. Unfortunately, there is a lot of old, incorrect, or outdated information out there as well. Here are 10 things that your bank or credit union may not do anymore, no matter what that article …
Below is a quick belt out of information and opinion before I head off with the family on a last-of-summer vacation. Don’t bother letting me know about other links, grammatical errors, or the like. I’ll go back to normal when I get back next week. Should the Fed stop raising …
Although checks are less commonly used than they once were, there are certain instances where writing a check is the only option, or just the better option. You can get a checkbook from the bank by ordering checks at your bank or credit union. However, that might be overkill if …
The Federal Reserve has been highly predictable for the last few years thanks to Covid and a brittle economy, but high inflation changed the game. Now knowing if you should open a CD before the next Fed meeting is a little trickier. However, this Fed hasn’t changed its stripes and …
New Grifin news: According to my Grifin email message, The Grifin brokerage account will change from DriveWealth LLC to Alpaca Securities LLC. While no specific reasons have been given, one can assume a cooler name didn’t hurt. Seriously, as Grifin users this will have no effect on you other than …