Personal Financial Advice from a former Certified Financial Planner
Many banks and credit unions offer outlandish offers to get attention and make their products stand out in a crowded marketplace. Credit cards offer 0% interest transfers to get new card applications, banks offer $400 bonus for opening new accounts. and high yield savings account online offer interest rates that …
Every so often, tax loss harvesting seems to show up in various marketing literature like it was just invented. The funny part is that tax loss harvesting has been around for a long time. In fact, it’s less important today than it was before Bush the Second cut long-term capital …
The main credit unions in Colorado have left behind the days where marketing meant sitting there, serving your customers well, have lower fees, and higher interest, and waiting for the smart, financially savvy people to find you on their own. Well, that, and collecting new employees at the companies they …
A friend of mine keeps going on about Ibotta. For those of you who don’t know, Ibotta is a shopping app that gives you cash back rebates for various items you buy. It’s kind of like coupons, only instead of saving on your grocery bill, you build up a cash …
Boy, time flies when you’re protecting your identity. This article was originally written September, 2017. It was just a taste of things to come. In August, 2024 criminal hackers went bigger and literally hacked the Social Security Administration and got away with as much as all of our social security …
There are more than a few people out there on social media, or even respected money news and financial analyst websites and publication who hate dividend investing. Dividend investing is for people who are irrationally conservative and growth investing always wins in the end, is what they say. Of course, …
Update: As of January 2024, the current interest rate Marcus accounts is 4.50% Update: As of July 2024, the interest rate on the Marcus High-Yield Savings Account is 4.40%. High Yield Savings Worth It Again After a few years decades of the Fed running along with near zero interest rates …
The old maxim, “If it is too good to be true, it probably is,” holds up especially well in the world of personal finance. The concept of getting free credit scores has been mined by con-artists and scammers repeatedly. Unfortunately, many of these scams are perpetrated by well-known companies and …
Real world cost to charge an electric car in Colorado using current Xcel Energy rates. Somewhere along the lines, the entire country got divided into liberals and conservatives and the one hates the other one and thinks they are trying to ruin the country, and vice versa. Of course, once …
New Grifin news: I just recently got a notice that Grifin will be implementing a $5 monthly fee. I’m going to redo the review below in light of this fee and the new features that Grifin has positioned in an attempt to make it worth it. My first reaction is …