Personal Financial Advice from a former Certified Financial Planner
Generally speaking, you cannot pay your mortgage with a credit card. Typically, you cannot pay for debt with debt. Of course, where there is a will there is a way. Here are four tricks to pay your mortgage with a credit card. Pay Your Mortgage With a Credit Card Cash …
One of the most frustrating things during my years as a financial planner was the number of people who insisted on paying their mortgage off early or adding extra principal to their mortgage payments and then, years later (or not) wanting to know the best way to take equity out …
Many people with student loan payments don’t realize they have multiple options for repaying their student loans easier. One option is the income-driven repayment plan that the federal government offers for loans owned by the US Department of Education. The key to income-driven student loan payment is that your student …
In March, the government began offering options to help benefit borrowers with student loans during the Covid pandemic. The Covid student loan benefits were to stop collecting on student loans, to charge 0% interest rates on student loans, and to suspend student loan payments. Basically, you could turn off paying …
Student loans have gotten huge for some graduates. It’s no wonder that there is increasing interest in how to get student loan forgiveness. Unfortunately, there are very few circumstances in which you can get the government to pay off your loans or otherwise cancel your student loan debt. Student Loan …
There are far too many people out there insisting that certain things are “bad” in every case. For example, some very prominent financial personalities will tell you that you should never lease a car. While car leases aren’t necessarily a great deal all of the time, neither is getting a …
I spend a lot of time talking about whether or not the free credit scores from CreditKarma, or the WalletHub free credit scores, or the credit scores from Credit Sesame are “real credit scores” or not. The reality is that most of the time, it doesn’t actually matter. If it’s a …