Cash Back

Ibotta Review Cash Back for Buying Stuff

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ibotta really works legit

A friend of mine keeps going on about Ibotta. For those of you who don’t know, Ibotta is a shopping app that gives you cash back rebates for various items you buy. It’s kind of like coupons, only instead of saving on your grocery bill, you build up a cash back account. What makes it such a huge deal for my friend is that those offers often include beer and wine, and often for a few bucks at a time, so that can add up. But does that make Ibotta a legit deal for others, or is Ibotta a scam that takes more than it gives? Let’s dig into is Ibotta legit. What Is Ibotta? Ibotta is an app for either Android or Apple. You can also use it online via the webpage. It works a lot like many grocery store apps where you go through a list of coupons and select which ones you want to use. However, unlike my King Soopers app, or Safeway app, the offers on Ibotta are rebates, not coupons. In other words, while the coupons take 50 cents off of my grocery bill, the Ibotta rebates have no effect on the cost of my …

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Fidelity Credit Card Review

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fidelity credit card

The Fidelity Investment Rewards Visa Signature Credit Card is an intriguing offer with a generous 1.5% cash back offer and the standard 1 point per $1 rewards program. Details inside.

Rakuten Review Scam or Legit Money Saver

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rakuten cash back ebates

What is Rakuten? Is Rakuten legit, or is Rakuten a scam? Can you really earn hundreds of dollars using Rakuten to shop online? How does Rakuten work? Ebates is now Rakuten. Rakuten bought out eBates and renamed it, just like it did with buy.com. Rakuten is legit and Rakuten is not a scam. I’m updating my Ebates review and turning it into one of the rakuten.com reviews. Let’s check out my Rakuten review below for answers. Holiday shopping bonuses make Rakuten a better deal than it usually is throughout the year. On Veteran’s Day, for example, there is 11% cash back at several retailers. Combine that with already available Black Friday sales or hit those bigger purchases you are waiting for. Rakuten Reviews The Ebates Rakuten commercials promise cashback for shopping. Does this online website deliver, or is this just a Rakuten scam? I took my own look after a cousin of mine (an extreme couponer) asked, “Is Rakuten safe?” So, without further ado, here is my review of Rakuten. Update: This Rakuten review is still completely accurate, however, it turns out that Rakuten is an especially good deal around holiday time. The reason is that many retailers have a …

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Stash Stock Back Card Review

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stash stock back rewards card

Is Stash Stock Back Card a scam? Is the Stash Stock Back Card safe? Is the whole Stock Cash Back Card legit? We take a look. What Is Stash? Stash is one of many micro-brokers pushing the so-called fintech movement. We should start by asking if Stash is a legitimate company? Stash is backed by numerous well-known investors, and all of its customer accounts are SPIC insured which means even if you still wonder, is stash reputable, you can be assured that your money is safe in separate, insured accounts. Like other mini-brokers, Stash is entirely online and offers customers ways to buy stock without investing a lot of money and with minimal fees. The Stash Stock Back Card is a compliment to the online Stash brokerage service, and other Stash cash back rewards. Let’s get into this Stash Stock-Back review. What Is Stash Stock Back? Stash Stock Back comes from Stash stock rewards, Stash stock back bonus, and the Stash Stock Back Card. In each case, Stash deposits additional money into your Stash account in the form of stock shares and partial stock shares known as fractional stock shares. Alright, these are a lot of terms that all start …

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Is Capital One Quicksilver Card Worth It?

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capital one quicksilver card offer

Capital One sent me a marketing mailer for the Capital One Quicksilver Card. Lately, I’m about racking up points or miles in order to travel first class for free, but a good cash back card is useful for many people. So if Capital One is going to send me credit card offers in the mail, I’ll write up a personal finance article about it. Win-Win! Capital One Quicksilver Cash Back Card So, unlike the Capital One Venture Card, or the Capital One VentureOne Rewards card, which are travel rewards cards where you earn Capital One rewards points and redeem them for items on the Capital One rewards chart, the Capital One Quicksilver card is a cash back card. Current Capital One Quicksilver Offer Different people get different offers from credit card companies based largely on their credit report and credit score. That’s why it is important to get a look a your free credit score and keep an eye on how your credit is doing. The offer that came in the mail is a $200 one-time cash bonus and 0% interest rate until December 2022. It would also offer unlimited 1.5% cash back on every purchase, along with no annual …

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Find Great Deals With Deal List Websites

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pendleton blanket great deal

If you are like me, the Christmas shopping season comes with a new challenge. Buying gifts for people in areas you aren’t familiar with can make it hard to know if you are getting the best deal on your Christmas gifts. But there is a way to find great deals on just about anything with a little searching. Find The Best Deals On Anything Once upon a time, you could type something like best kitchen knives into Google and hope to get some sort of list of really great kitchen knives. These days, those lists are all bought and paid for. And those lists that show up in Google’s search lists are not the result of the best list, but rather of search engine optimization wars where various professional SEOs work to manipulate the mechanics of links and web page code to impress the Google ranking engine. In this world, that list of the best kitchen knives from the world-class chef trying to be helpful from his kitchen is likely to be buried deep in the results, behind the list promoted by a major affiliate marketer trying to get the highest commission from each sale generated by the most possible …

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PayPal Debit Card Worth It?

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paypal debit card

PayPal is a popular way to pay people online and also a useful resource for freelancers to get paid electronically. Funds can be transferred electronically from your PayPal account to your linked bank account at anytime. However, there can be a significant delay between when you initiate a PayPal transfer and when it shows up in your account. To help alleviate this issue, PayPal offers a debit card linked to your PayPal account. I recently got my own PayPal debit card and have had a chance to use it and see how all the little tricks work. Technically, I got a PayPal Business Debit Card, but I don’t see any differences from the regular one. Is a PayPal MasterCard Debit Card a Good Deal? PayPal is no different than any other for-profit company, they want to make money. They take a commission on certain types of payments and charge fees for things like receiving international currency in your PayPal account and for letting customers or clients pay you via credit card. The PayPal debit card is another way for PayPal to make money while giving you more ways to access the funds in your PayPal account, which the company hopes …

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Credit Card Company Tricks and How To Beat Them

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Citibank raised the interest rates for customers with high credit scores who had never missed a payment.  Virtually every credit card company opposed the very tame reforms recently passed into law by Congress.  The sad truth is that is isn’t a matter of if your credit card issuer will try something sneaky, it’s a matter of when, and how bad will it be. While there is always tension between a company that must turn a profit and consumers who want to get as much as possible for the lowest price, with most relationships between a business and consumer there is at least some degree of fairness.  Unfortunately, this is seldom the case for the relationship between credit card company and credit card user.  Instead, in this relationship, the credit card company works hard to hook a customer and then slowly tries to squeeze the maximum profit out of them.  Between absurd fees, sudden contract term changes, and just plain old subterfuge, your credit card company is out to get you if you stop paying attention. Top Credit Card Company Tricks – 0% APR Credit Card Offers While there are many areas the banks that issue credit cards are less than …

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