chase sapphire preferred rewards

Chase Sapphire Preferred Card Benefits

I don’t need more credit cards. My Capital One card has something like a $35,000 credit limit. I pay it off every month. So, why am I getting a Chase Sapphire Preferred rewards credit card? However, while the easiest thing to do is to just get a good credit card …

Read More

free travel rewards beach trip

Citibank Rewards Catalog

There are tons of Citibank rewards credit cards. Like most other credit card rewards programs, there are a wide range of items that you can redeem your credit card miles for, ranging from travel items like free airline tickets to discount car rental or free hotel room nights. In addition, …

Read More


Capital One Miles Redemption Chart

I promised a look at the value of the Capital One No Hassle Miles Travel Rewards after looking at the value of the the Capital One Miles Rewards Catalog for gift cards in a previous post. One of the nice features of the Capital One Miles program is that you …

Read More

Save Money on Vacation Travel Airfare

Most of the time, if you find information for saving money on travel, you’ll find tips on how to get the lowest airfare, or how to get discounted hotel rooms. Unfortunately, these tips are often impractical for the vacation traveler, or even the business traveler. While it may be true …

Read More

Credit Card Rewards Programs – Are New Laws Making Them More Stingy?

It is standard lobbying practice for any industry about to come under additional regulation from Congress to shout to the press, and whoever else will listen, that any and all proposed regulations or laws of any kind would adversely affect the poor customer. Thus, any additional rules or regulations of …

Read More

Capital One World MasterCard No Hassle Rewards Miles

Existing Capital One MasterCard holders may or may not be getting the same deals, but new credit card offers from Capital One are arriving in the mail to new credit card users. These are not reserved for highly qualified borrowers with high credit scores either. How do I know? One …

Read More

How To Fight Credit Card Company Interest Rate Increases

With Congress passing legislation to reign in some of the worst credit card abuses, credit card companies have been scrambling to get their terms and conditions, also known as the card contract, changed to terms more favorable to them before the new rules take affect. By changing your credit card …

Read More

Review Citibank Rewards Points Elite Level Premier Pass Card

The Citibank PremierPass credit cards offers higher point earnings for frequent travelers, but comes with a steep annual fee.  And, most cardholders were recently nailed with a steep increase in interest rate even if they had good credit.  Do the PremierPass pros outweigh the cons?


Earn Points Citi Premier Pass Card

The basic Citibank rewards points chart looks like this.

  • 2 ThankYou Points earned for ever $1 spent at Grocery Stores, Gas Stations, Drugstores, Parking, and Public Transportation like subways.
  • 1 Thank You Point earned for all other $1 spending.
  • 1 Thank You Point earned for every mile flown on any airline, including other people whose tickets you bought with the card.

ThankYou Points Redeem Chart

Points / $ Travel Reward* Spending Required Cash Back Equivalent
Grocery, Parking, Drugstore, Gas 2 Points / $ 20,000 points (for $200 ticket) $10,000 2%
Everywhere Else 1 Point / $ 20,000 points (for $200 ticket) $20,000 1%
50 / 50 Split 1.5 Point / $ 20,000 points (for $200 ticket) $15,000 1.5%

* Since there is no fixed flight option anymore, I tested a couple of flights through the booking system and it appears that tickets are pricing at approximately 100 points per dollar.

Reward Value is average unless you maximize shopping at the 2 for 1 points locations.

Read More