{"id":2280,"date":"2014-10-19T21:56:39","date_gmt":"2014-10-20T04:56:39","guid":{"rendered":"http:\/\/financegourmet.com\/blog\/?p=2280"},"modified":"2014-10-27T20:34:27","modified_gmt":"2014-10-28T03:34:27","slug":"guide-to-529-plans","status":"publish","type":"post","link":"https:\/\/financegourmet.com\/blog\/personal-finance\/guide-to-529-plans\/","title":{"rendered":"Complete Definitive Guide to 529 Plans"},"content":{"rendered":"<p>For some reason, I thought I had written <a href=\"http:\/\/financegourmet.com\/blog\/tag\/529-plan\/\">about 529 plans<\/a> to death. After all, figuring out a way to pay for a child&#8217;s college education is a top priority for many people, and something I worked on a lot when I was a financial planner. More than that, I&#8217;m <a href=\"http:\/\/www.undefeateddaddy.com\/\" target=\"_blank\" rel=\"noopener\">also a dad<\/a> with a couple of rug rats that I&#8217;ll want to send off to get a great education, and then on to a wonderful life in the real world unencumbered by the all too common, crushing student loan debt. So, naturally, I think a lot about how education planning and college savings fit into a person&#8217;s personal financial plan. And, usually when something money related stays on my mind, I write about it a lot.<\/p>\n<p><a href=\"http:\/\/financegourmet.com\/blog\/personal-finance\/guide-to-529-plans\/attachment\/college-savings-education-planning\/\" rel=\"attachment wp-att-2281\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-2281\" src=\"http:\/\/financegourmet.com\/blog\/wp-content\/uploads\/2014\/10\/college-savings-education-planning.jpg\" alt=\"529 plans college savings education planning\" width=\"450\" height=\"300\" title=\"\" srcset=\"https:\/\/financegourmet.com\/blog\/wp-content\/uploads\/2014\/10\/college-savings-education-planning.jpg 450w, https:\/\/financegourmet.com\/blog\/wp-content\/uploads\/2014\/10\/college-savings-education-planning-300x200.jpg 300w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/a>Then, a family member shot me a message asking a question about paying for college for her growing sons. I figured I&#8217;d send her a dozen links to all my best college saving advice and 529 plan information. Only, it turns out, I haven&#8217;t covered near as much over the years as I thought I had.<\/p>\n<p>So, starting Wednesday, I&#8217;ll be cranking out the Complete Definitive Guide to 529 Plans and College Savings in a series of blog posts here on the site. Eventually, I bundle them all into an eBook that you can buy to have a reference all in one place, but for now follow along here to get it all free, as it comes out.<\/p>\n<p>I&#8217;ll cover not only what a 529 plan is, and how a 529 savings plan works, but also things like how much money you need to save each month to pay for college, and how to find money to save for college. I&#8217;ll also dip into how financial aid works, and how repaying student loans works including the various student loan forgiveness options that you might qualify for.<\/p>\n<p>First up, <a title=\"Saving Money for College The Basics\" href=\"http:\/\/financegourmet.com\/blog\/college-savings-2\/saving-money-college-basics\/\">the basics of 529 plans<\/a>.<\/p>\n<p>Then, check out <a title=\"Step by Step Guide to Open 529 Plan Online\" href=\"http:\/\/financegourmet.com\/blog\/personal-finance\/guide-open-529-plan-online\/\">how to open a 529 college savings plan<\/a>.<\/p>\n<p>You&#8217;ll need to see about the <a title=\"529 Contribution Limits 2014\" href=\"http:\/\/financegourmet.com\/blog\/personal-finance\/529-contribution-limits-2014\/\">529 contribution limits for 2014<\/a>.<\/p>\n<p>Up next, the ways to save money for college.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For some reason, I thought I had written about 529 plans to death. After all, figuring out a way to pay for a child&#8217;s college education is a top priority for many people, and something I worked on a lot when I was a financial planner. More than that, I&#8217;m also a dad with a couple of rug rats that I&#8217;ll want to send off to get a great education, and then on to a wonderful life in the real world unencumbered by the all too common, crushing student loan debt. So, naturally, I think a lot about how education planning and college savings fit into a person&#8217;s personal financial plan. And, usually when something money related stays on my mind, I write about it a lot. Then, a family member shot me a message asking a question about paying for college for her growing sons. I figured I&#8217;d send her a dozen links to all my best college saving advice and 529 plan information. Only, it turns out, I haven&#8217;t covered near as much over the years as I thought I had. So, starting Wednesday, I&#8217;ll be cranking out the Complete Definitive Guide to 529 Plans and College Savings &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Complete Definitive Guide to 529 Plans\" class=\"read-more button\" href=\"https:\/\/financegourmet.com\/blog\/personal-finance\/guide-to-529-plans\/#more-2280\" aria-label=\"Read more about Complete Definitive Guide to 529 Plans\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[636,13],"tags":[33,634,114,637,638,619,616],"class_list":["post-2280","post","type-post","status-publish","format-standard","hentry","category-college-savings","category-personal-finance","tag-529-plan","tag-children","tag-college","tag-education-planning","tag-kids","tag-student-aid","tag-student-loans","no-featured-image-padding"],"_links":{"self":[{"href":"https:\/\/financegourmet.com\/blog\/wp-json\/wp\/v2\/posts\/2280","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financegourmet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financegourmet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financegourmet.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/financegourmet.com\/blog\/wp-json\/wp\/v2\/comments?post=2280"}],"version-history":[{"count":0,"href":"https:\/\/financegourmet.com\/blog\/wp-json\/wp\/v2\/posts\/2280\/revisions"}],"wp:attachment":[{"href":"https:\/\/financegourmet.com\/blog\/wp-json\/wp\/v2\/media?parent=2280"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financegourmet.com\/blog\/wp-json\/wp\/v2\/categories?post=2280"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financegourmet.com\/blog\/wp-json\/wp\/v2\/tags?post=2280"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}