Personal Financial Advice from a former Certified Financial Planner
For most people, a credit union offers a better banking platform than a traditional bank. Here are the biggest credit unions in Colorado to get you started. Remember, bigger is not always better and smaller Colorado credit unions might offer better value for your situation. There are over 100 credit …
Credit unions and banks are both financial institutions that offer similar services such as checking accounts, savings accounts, loans, and credit cards. However, there are some key differences between the two that make credit unions a better choice for many people. Regulatory Foundations: A Brief Background Before diving into the …
Although checks are less commonly used than they once were, there are certain instances where writing a check is the only option, or just the better option. You can get a checkbook from the bank by ordering checks at your bank or credit union. However, that might be overkill if …
The Federal Reserve has been highly predictable for the last few years thanks to Covid and a brittle economy, but high inflation changed the game. Now knowing if you should open a CD before the next Fed meeting is a little trickier. However, this Fed hasn’t changed its stripes and …
Getting high interest rates from CIT Bank is not that hard, but as always, you want to be sure it is the right choice for your finances. High Interest Rates Online Savings As with most things these days, there is a way to get a better financial deal on your …
No, you are not dreaming. Now you can get Venmo for teens. Officially speaking, you were required to be 18 years old to use Venmo before. However, lots and lots of teens and parents got around that restriction by having the parent sign up as the official user and then …
Is Wisely the Ultimate Tool for Personal Finance and Investing? Managing personal finances and investments has never been easier than it is today, thanks to a plethora of budgeting and investment tools available in the market. On the other hand, the vast array of personal finance tools and finance apps …
Credit Karma has made waves in the financial industry by offering both free credit scores and free credit monitoring to its customers. At first, a lot of people were worried that Credit Karma is a scam. But, after an in-depth Credit Karma review, it seems that the company is legit. …
Update: As of February 2023, the new interest rate on Marcus Savings accounts is 3.25%. Update 2: As of Augus 7, 2023 , the new Marcus interest rate is 4.30% APY. The Fed giveth and the Fed taketh away. High Yield Savings Worth It Again After a few years of …
If you are still paying ATM fees, it’s time to find a new bank. Too many customers have gotten used to paying ATM fees, but there is no reason for it. Good banks, credit unions, and financial institutions all have multiple options to use ATMs for free, including, in some …