If you have a Capital One Rewards card in 2023, that is not a cash back credit card, then chances are you are earning points, or miles, with everything you buy. The Capital One Rewards catalog is one way you can use your miles. The base program advertised on television offers 2 miles on everything you buy in commercials starring Jennifer Garner.
But Capital One No Hassle Miles are earned on numerous types of Capital One rewards cards. The program follows the basics that all other miles-based credit card rewards programs use. For each dollar you spend on the credit card, you earn a certain number of miles or points. Different cards have different earning rates. Some cards earn 1.25 miles per dollar, or 2 miles per dollar for purchases at certain places like gas stations or grocery stores. The flagship Venture rewards credit card earns 2 miles everywhere. Miles can be redeemed for free airline tickets, free hotel rooms and other free travel services using the Capital One reward points catalog. The points catalog is shared across all the type of Capital One credit cards.
2022 and 2023 Capital One Rewards Catalog
Capital One saves money by not mailing a printed rewards catalog to every cardholder. Some customers report that they get catalogs because they have a high point balance, while others say that they only get the miles redemption catalogs when they have high credit card usage. Either way, there is no way to order a Capital One Rewards catalog in the mail. You either got one or you didn’t.
Like all rewards programs, the merchandise you can redeem miles for is not offered at a consistent bargain price. The reward “prices” are good for months at a time, so unless the card company is willing to hold inventory of merchandise (expensive), it is necessary to charge an amount of points that results in paying full retail or more for an item. You are much better off redeeming your rewards points and miles for free travel online anyway.
Capital One Rewards Chart
Fortunately, you don’t even need a complicated Capital One rewards chart to figure out how many miles you need to redeem for a free flight, depending upon whether you have Capital One No Hassle Miles, or Capital One Venture Miles.
For the Capital One Venture Card, and its no-fee cousin, the Capital One Venture One Card, you redeem your miles at a rate of 100 miles per dollar for any travel expense. (Only certain categories of travel expenses are allowed under the Venture One rewards program, but they do include airfare, hotel and car rental.)
You don’t have to order your reward or redeem miles in advance. Rather, when your travel expenses show up on your credit card statement, you can redeem your miles against the existing charges. For example, if you spent $650 on a free plan ticket as your credit card reward, you would buy the ticket using the Venture card just like you would if you were not redeeming miles for free trips. When you see the $650 show up on your monthly bill, or online, login to redeem your miles. Use 65,000 miles to cover the $650 charge and your balance is now $650 lower. Just pay the rest of your credit card bill like normal.
If you have a Capital One No Hassle Miles card, the deal may require a free ticket rewards redemption chart.
- A ticket that costs less than $150.00 takes 15,000 miles to redeem.
- $150.01 to $350.00 takes 35,000 miles to redeem.
- $350.01 to $600. 00 takes 60,000 miles to redeem.
- Tickets over $600.01 are the price times 100 miles to redeem.
In 2020, you can also redeem Capital One miles for Amazon purchases.
Capital One Purchase Eraser
However, most Capital One rewards cards now offer the company’s Purchase Eraser. For cards that earn miles, travel purchases, such as airline tickets can be erased for 100 miles per dollar. A $200 airplane ticket would require 20,000 miles to erase, giving the equivalent of a free airline ticket on any airline. The Purchase Eraser Capital One also works on non-travel charges, but it costs more miles, or points, to erase non-travel expenses.
A relatively wide range of charges are considered travel expenses by Capital One and thus subject to the best redemption rate. For example, I’ve noticed Car2Go rental expenses show up as travel, as well as hotel stays, many hotel charges, restaurants that are in hotels (even if you didn’t stay at the hotel) and so on. Just log into your Capital One Rewards redeem website to see which items show up under “travel”.
Redeem Miles for Cash or Gift Cards
You can also redeem No Hassle Miles for cash or gift cards. Here is how to redeem capital one rewards for cash and gift cards.
Cash rewards are the same cost as statement credits. The only difference is that you don’t get a check in the mail. Each reward is redeemed at a rate of half the redemption points for travel. In other words, while 10,000 miles should get you $100 worth of travel, it only gets you $50 worth of cash, or $50 as a statement credit.
Gift card rewards are dependent upon both the retailer and amount. Some retailer’s gift cards cost the same amount as cash. In that case, you are better off buying the cards, collecting the points for spending the money and then redeeming them for a statement credit. Other retailers redeem at the same rate as travel. There are also special deals that come and go for certain cards that come out as a better deal compared to cards. At the time of this writing, a $100 Bed Bath and Beyond Gift Card was 8,000 miles, while a $100 Bass Pro Shops Gift Card was 9,000 miles, and a $100 Lowes Gift Card was a full 10,000 miles.
Watch out for changing redemption rates based upon the size of the card. Some retailers will charge a higher rate on cards with smaller values. Often, the better rate begins at $100 gift cards, so check this price point first, and compare to the lower price amounts. The Capital One rewards gift card list is quite extensive.
Capital One Rewards Gift Cards List
- Banana Republic
- Barnes & Noble
- Bath & Body Works
- Best Buy
- Brinker – Chili’s, On the Border, Maggiano’s
- Buffalo Wild Wings
- Burger King
- Crate & Barrel
- Darden – Olive Garden, Longhorn Steakhouse, etc.
- Door Dash
- Game Stop
- Gap – Gap, Banana Republic, Old Navy
- Home Depot
- Pottery Barn
- Red Lobster
- Red Robin
- Ruth’s Chris
- Sam’s Club
- Cheesecake Factory
- And more, including some gas gift cards
Brian Nelson – Is a former Certified Financial Planner and personal finance expert. This, and all other, articles on this website are intended for informational purposes only and are not personal advice, or a recommendation or solicitation to buy or sell securities.
47 thoughts on “Get Capital One Rewards Catalog 2021 , 2022 and 2023”
Can I just say what a relief to uncover somebody who really knows what they are talking about on the
net. You certainly know how to bring a problem to light
and make it important. More and more people really need to look at this and understand
this side of the story. I was surprised you aren’t more popular because you certainly have the gift.
cannot get through to you to view the rewards catalog. Seems a lot of people have the same problem.
Is is even possible to redeem rewards points?
I can’t find a list of items to be purchased with points or a catalog, I do get a complete run a round
We have over $20,000 in rewards. We would like a gift to Applebee’s restaurant . What would we get.?
I can’t find a list of things for rewards. Can’t find a catalogue. What is going on.
This is ridiculous.
Please tell me how to find out a way to redeem points on my capital one quicksilver card.
I would like a platinum rewards catalog!!!
Two things – one, how did I redeem my capital one rewards points for travel? I used to be able to go to a site and enter the trip, etc. and removed the cost from my credit card? I am looking to rent a car in Seattle, WA in August of 2017 and was hoping to use my points for that expense.
Also, I would like to update my card to the new Venture Card.
Thank you for your response.
Your expense may be too far into the history to use. I’m not sure though.
please send a catalog
May I get a 2016 rewards catalog?
Have you cancelled the Rewards program? If not, I suggest that you rename it: Capital One Big Hassle Rewards. Several years ago redeeming my points was easy, but now I do not know what is available.
Hi. I don’t work for Capital One, but the rewards program is still going. You usually have to spend your points online these days.
they have changed it. Just went on a trip, when I got back they would only redeem my hotel, car rental,.
They would not let me redeem for $350 meal I took my parents to.
Used to be able to do this is was out of town. They to,d me program changed a year ago. Now can only redeem for travel or redeem for gift cards..and no prepaid visas.
If I stay at hotel and charge meal to room or go to restaurant in hotel, will the let me redeem?
Please send me a catalog. Got lots of rewards to get rid of.
After another year has gone by, I still don’t know what I can get. Even more points. HELP
Jerry, log onto your Capital One account and click the rewards link. That’s the best way to use your points quickly.
PLEASE SEND ME A CATALOG
Please send me a catalog!
Trying to redeem points or see a rewards catalog from Capital One is like pulling teeth.
would like to use reward points to get gift cards. How can I do this?
I have the same question as Phyliss. Where can I find out what is available?
I would like a rewards catalog sent to my home address. How can I cash in my points, if I don’t know what’s available… why do you make this so hard?
I have 150000 points and want the catalog. Every time I hit the URL for the catalog I get sent back to this page. What gives?
I need a catalog sent to me. I dont see how to log in at any web-site. You say this is not a hassel , so far Im not impressed.
I would like a catalogue sent to my billing address as I cannot access your site
@ what website can I find the gifts that used to be listed in the catalog showing the required miles to redeem each gift??? I have searched your Website for hours, in total confusion. You certainly don’t make it easy for a person to redeem their miles.
Why is it soooo hard to get a Cato.og for the points we have earned. Between two card we have over 200,000 points. Please reply
How do I see a catalog. I have been online on my iPad for over an hour trying
I, also have been online for an hour trying to view a catalog. Can you send a catalog?
Send me a rewards catalog Holidays 2019.
I need a catalog please if possible sent to my house
Need to know what gift cards i can get
trying to find out if I am eligible for any target gift cards now.
Please send a catalog
your rewards catalog is not easy to access, this makes me want to drop my cap one card.
I would like to redeem some of my miles. How do I do this?
Unbelievable that you cannot order a rewards catalog. You make it very difficult for people like me that are not computer savy!
Need to know how to login to order gift card online. Also a list of gift cards
How do I cash in my rewards, I have 9,000 points. What can I get?
I would like to know where I can find a list of gift cards available to me for 36,000 points?
I would like to see the catalog to possible redeem my points but I can’t get the catalog to come up. I click on it but it just keeps going back to the same page. Can I just get one by mail? Thanks. Jamie Hand
trying to get my rewards catalog