0% interest rate

Is Capital One Quicksilver Card Worth It?

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capital one quicksilver card offer

Capital One sent me a marketing mailer for the Capital One Quicksilver Card. Lately, I’m about racking up points or miles in order to travel first class for free, but a good cash back card is useful for many people. So if Capital One is going to send me credit card offers in the mail, I’ll write up a personal finance article about it. Win-Win! Capital One Quicksilver Cash Back Card So, unlike the Capital One Venture Card, or the Capital One VentureOne Rewards card, which are travel rewards cards where you earn Capital One rewards points and redeem them for items on the Capital One rewards chart, the Capital One Quicksilver card is a cash back card. Current Capital One Quicksilver Offer Different people get different offers from credit card companies based largely on their credit report and credit score. That’s why it is important to get a look a your free credit score and keep an eye on how your credit is doing. The offer that came in the mail is a $200 one-time cash bonus and 0% interest rate until December 2022. It would also offer unlimited 1.5% cash back on every purchase, along with no annual …

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Capital One World MasterCard No Hassle Rewards Miles

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Existing Capital One MasterCard holders may or may not be getting the same deals, but new credit card offers from Capital One are arriving in the mail to new credit card users. These are not reserved for highly qualified borrowers with high credit scores either. How do I know? One good piece of financial advice that I frequently give is to use phony names when signing up for certain things, especially promotional offers and magazine subscriptions. The reason is that these companies like to turn around and sell your name and address to other companies that then send you plenty of junk mail. These mailing lists can be more profitable than the actual business of writing a magazine or newsletter! Nothing helps sort out a real “Urgent! Response Required,” mailing from a phony one like seeing one of the fake names that you used to sign up for something in the past. Just like the one that appears on my no annual fee Capital One No Hassle Rewards World MasterCard offer that came to my house under a name used for magazine subscriptions. Since that isn’t even a real person, let alone someone with a high credit score, we know …

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Credit Card Company Tricks and How To Beat Them

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Citibank raised the interest rates for customers with high credit scores who had never missed a payment.  Virtually every credit card company opposed the very tame reforms recently passed into law by Congress.  The sad truth is that is isn’t a matter of if your credit card issuer will try something sneaky, it’s a matter of when, and how bad will it be. While there is always tension between a company that must turn a profit and consumers who want to get as much as possible for the lowest price, with most relationships between a business and consumer there is at least some degree of fairness.  Unfortunately, this is seldom the case for the relationship between credit card company and credit card user.  Instead, in this relationship, the credit card company works hard to hook a customer and then slowly tries to squeeze the maximum profit out of them.  Between absurd fees, sudden contract term changes, and just plain old subterfuge, your credit card company is out to get you if you stop paying attention. Top Credit Card Company Tricks – 0% APR Credit Card Offers While there are many areas the banks that issue credit cards are less than …

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