What Is SoFi? In this SoFi review we will take a look at what SoFi offers and the pros and cons of SoFi. We’ll see is SoFi legit, or is this all a SoFi scam? SoFi, like most other niche financial services companies is expanding. It turns out that once you get a foothold, and …
What Is Afterpay? Is Afterpay a good deal? How does After pay work, and what do Afterpay reviews say about the buy now, pay later, company? What Is Afterpay? Even before the Square buyout of Afterpay was announced, there was increasing buzz around the so-called buy now, pay later company, mostly in the form of …
You may have seen the commercials for Zelle, the new payment app. They aren’t very specific about what Zelle does, or how it does it. Questions that may pop into your mind are things like, how does Zelle work? Is Zelle legit, or a scam? Why would I bother to use Zelle? Is Zelle safe? …
OK, I get asked all the time about where to get the best rates for a savings account. First off, check your current bank’s offerings for a money market account, which often pays higher interest than a savings account. Money market accounts pay better rates in exchange for restrictions that should be very easy for …
Update: As of November, 2020 the new interest rate on Marcus Savings accounts is 0.50%. Something as simple as a savings account can be a quick place to improve your personal finances. Will an online high interest savings account help you, and who are the banks with high interest savings accounts? Today, we are going …
Savings is really easy. You just spend less than you have, and voila! Savings! If you don’t want to save, then round up savings plans might be for you. Of course, talking about it, and doing it, are two different things. Recently, there have been several new products that offer to help make your savings …
OK, here we go. The first big bank merger (or acquisition) since 2008 was announced today. It is significant for several reasons. Banks Are Back? As the financial industry imploded in 2008, it took the banks with them. It also exposed a lot of their shadier practices and brought out new regulations and reporting requirements. …
I’ve always wondered what the purpose of a $30,000 credit limit was. I get what the purpose is for the credit card company. They want you to spend more money and keep a balance on your card, but what would the purpose be for a responsible credit user, specifically one that pays the balance off …
If you are still paying ATM fees, it’s time to find a new bank. Too many customers have gotten used to paying ATM fees, but there is no reason for it. Good banks, credit unions, and financial institutions have multiple options to use ATMs for free, including, in many cases, refunding ATM charges. Keep in …
There are a lot of high-interest checking accounts out there these days, but is a high-interest checking account worth it? The answer depends not only on how you use your checking account, but also the details of each account. As is so often the case with personal finance, the devil is in the fine print …