Your Money AND Your Life

I write this personal finance blog because I like writing, I have real, professional experience in finance, and I like to help people. I also know that when I read a lot of the financial advice out there, it is either, too complicated, too oversimplified, or flat out inaccurate. This isn’t too surprising, because dealing with money and all of the various things that go with it, like savings, borrowing, investing and so on can get complicated very quickly. It is also very easy to lose sight of the forest, for the trees. I thought this might be a good time to remember that your balance sheet is not how you keep score in life. Living Your Life Making Smart Financial Decisions Recently, a reader left a comment on my review of Credit Karma basically calling me a fool for leasing a car. This seemed odd. Leasing does have a lot of moving parts, but the concept itself isn’t a scam. He went on to say that the only smart thing to do was buy a used car and live debt free. Then I knew, what was going on. Some people lock into “rules” about finance and take them as the …

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