Checks

Can You Get a Single Check from the Bank?

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get a single check from a bank

Although checks are less commonly used than they once were, there are certain instances where writing a check is the only option, or just the better option. You can get a checkbook from the bank by ordering checks at your bank or credit union. You can save money if your bank’s check books are too expensive by ordering checks from Costco or other companies if your bank marks their checks up too high. However, that might be overkill if you only need a single check, or just a few starter checks from your bank or credit union. Can you get a single check from the bank? If you want the bank to issue a check on your behalf, you can get a cashier’s check, or bank check. Most banks and credit unions will print a small number of checks for their customers on demand if you come into the branch. Usually, these few checks are printed at the bank and come with a new account or loan as a way to provide access to the new account while a full order of printed checks is on the way, but they’ll usually print some for free if you just ask. At …

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What Is a Cashier’s Check?

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I’m going to do a whole series on this based on some questions I keep getting, but for now, here is the short version. A cashier’s check is a check drawn on the bank’s funds, instead of a person’s funds. As a result, such a check would never bounce, or fail to clear for insufficient funds. However, there is a rash of scams out there involving fraudulent, or fake, cashier’s checks, so always call the bank to verify a cashiers check before accepting it.

Preventing Identity Theft – Paper Shredder Files and Documents

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Identity theft can happen in a lot of different ways. Some of them are difficult to avoid, if not impossible. Others are easily preventable with a little knowledge, experience, and understanding, plus a little bit of effort. Preventing identity theft with a paper shredder to destroy junk mail and other documents is an important start. Shred Records Files and Documents to Protect Against Identity Theft One of the easier methods how to steal someone’s identity is to obtain documents or other papers that have personal information printed on them. Everything from old tax returns, to receipts, to old contracts, or even a utility bill can be a wealth of information for an identity thief. Easier still is to do identity theft while getting a fraudulent credit card at the same time. This is frighteningly easy thanks to banks and credit card companies sending out hundreds of thousands of credit card offers, complete with pre-filled information like your name and address. While neither your nor the identity thief would be able to interpret it, the various letter and  number combinations printed on the credit card application or special zero percent interest balance transfer offer can also direct the credit card company …

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