Zombie Social Security Numbers

According to a recent CNN article, the Social Security Office still has active (that is, not official deceased) numbers and records for 6.5 million Americans age 112 or older. There are only 35 total people living worldwide who are that age. The problem? These, so called, zombie social security numbers could be used, along with a fake birth certificate (or a lot of makeup) to create fraudulent IDs, credit cards, bank accounts, you name it. And, since the numbers are active, but not being used, no one will even be around to complain that accounts are being opened in their name. The truly funny part about this is that the fix is so difficult, brought to you by the people who do bureaucracy best. If you aren’t a government employee, the (partial) fix is as easy as writing a small computer program. There are apparently 12 people that age still actively drawing Social Security benefits. If the total number of 112-year olds is even remotely accurate, than less than 20 people world-wide could still be alive, and counting on having that valid Social Security number. In other words, expiring every one of the 6.5 million numbers (except the 12 still …

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How To Get Government Grant Money Free Step By Step Instructions

If you are wondering if getting free money from the Federal Government by getting government grants is a realistic and true way to make money and profit by knowing what other people don’t know, then read Free Government Grants For Moms Dads Business and Others. You may also be interested in other personal finance tips and advice. If you are already convinced that you can go out there and get your share of this multimillion dollar giveaway from the Federal Government just by finding and winning grants from the government, then read on. How To Find Government Grants Do a Google search for government grants or US Government Grants and you’ll see that the top result is grants.gov Notice that it is dot GOV and not dot com. If grants.gov is not your top search result, then you got a little too fancy with your search. Remember that nobody pumps up the real government grants webpage. There is no profit in that. If you want to shortcut the process, you can just trust me about the website and go to grants.gov directly. (Do yourself a favor and open it in a new window so you can follow along here.) While …

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Free Government Grants for Moms and Government Grants for Dads

When I write personal finance articles for Finance Gourmet, I put on my Financial Planner hat. Just a few short years ago, I was a professional financial advisor with all of the required securities licenses. I had my Series 7 License, my Series 66 License, and my Life and Health Insurance licenses as well. In addition, I was a Certified Financial Planner, or CFP if you prefer. Most of my clients were upper class, high-income, people with either a high-paying job, or they owned their own business. As a result, most of the people I worked with day in and day out as a financial consultant were well educated, either through formal education, or as graduates of the School of Hard Knocks. They also knew a little something about money. While it might be those who don’t have any money, or those who really don’t know anything about personal finance who need the most help, they also are the ones who can’t or won’t seek professional financial advice. As a financial adviser, you find out quickly that trying to “win” discussions with clients who believe something that is incorrect is not worth the effort. No matter how many facts or …

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