Insurance

umbrella insurance need

When Do I Need Umbrella Insurance?

What is umbrella insurance exactly? I overheard someone saying that umbrella insurance covers everything. That isn’t entirely true. What umbrella insurance covers is personal liability. It does cover most all personal liability, so I suppose in a way it covers, “everything.” Liability Insurance Most people already have some liability insurance. Your car insurance, for example, …

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Obamacare No Insurance Tax Penalty 2015

When the Affordable Care Act, better known as Obamacare was passed several years ago, it’s provisions were slated to take effect gradually. Now, you need to have insurance, or you’ll face a penalty┬ánext year when you file your 2015┬áincome taxes. It is officially called the “individual shared responsibility provision.” What it is, is an additional …

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