- The Finance Gourmet

WalletHub Review Is It Legit or Scam Free Credit Reports

February 3, 2024June 18, 2023 by Finance Gourmet

WalletHub reviews are mostly positive, but let’s take a deeper look into exactly who WalletHub is, and what they do. What Is WalletHub? WalletHub is an online financial service that offers personal finance tools for users. The main offering is a daily free credit score, and the related free credit report. After taking a close look, here is my WalletHub review. Is WalletHub Legit, or is WalletHub a scam? In order for a company to pull and use your credit report, and then calculate a credit score, it will need to collect personal identifying information. This is exactly the kind of information you don’t want to be handing off to a scammer, so the first item of business with a company like this is determining if Wallet Hub is legitimate or not. So, the first step of any Wallet Hub review needs to be finding out who they are. WalletHub is an offering by a company called Evolution Finance. The company was founded in 2008, according to Bloomberg, and has been mentioned numerous times in the media. The original product was a credit card comparison website called CardHub. This isn’t a WalletHub scam necessarily. You can still get there if you …

Zillow Can Keep Zestimating

August 24, 2017 by Finance Gourmet

If you have had even an inkling of interest in real estate in the last few years, you have probably heard of Zillow, the online real estate website. It’s one of many online financial services shaking up the game like the Acorns savings app, or the Digit app. Zillow built its audience on the concept of a Zestimate, and online, computer-based algorithm that provides an estimate of the value of your home. People love seeing what their house is “worth” today, this month, and over time. The Zestimate is updated as often as the algorithm gets new data. Are Zestimates Real Estimates? Zillow has had to fight off people from the real estate industry who don’t like the company giving people ideas that makes it harder to earn that real estate commission. Sometimes, it makes people think their house is worth too much, and sometimes it makes people think the house they want to buy is overpriced. Either way, that is a headache for realtors and real estate agents. According to a recent lawsuit, it also caused problems for home builders who accused Zillow of hurting their ability to get the proper sale price for their homes by publishing Zestimates …