Personal Financial Advice from a former Certified Financial Planner
A friend of mine keeps going on about Ibotta. For those of you who don’t know, Ibotta is a shopping app that gives you cash back rebates for various items you buy. It’s kind of like coupons, only instead of saving on your grocery bill, you build up a cash …
Boy, time flies when you’re protecting your identity. This article was originally written September, 2017. It was just a taste of things to come. In August, 2024 criminal hackers went bigger and literally hacked the Social Security Administration and got away with as much as all of our social security …
Update: As of January 2024, the current interest rate Marcus accounts is 4.50% Update: As of July 2024, the interest rate on the Marcus High-Yield Savings Account is 4.40%. High Yield Savings Worth It Again After a few years decades of the Fed running along with near zero interest rates …
The old maxim, “If it is too good to be true, it probably is,” holds up especially well in the world of personal finance. The concept of getting free credit scores has been mined by con-artists and scammers repeatedly. Unfortunately, many of these scams are perpetrated by well-known companies and …
Real world cost to charge an electric car in Colorado using current Xcel Energy rates. Somewhere along the lines, the entire country got divided into liberals and conservatives and the one hates the other one and thinks they are trying to ruin the country, and vice versa. Of course, once …
New Grifin news: I just recently got a notice that Grifin will be implementing a $5 monthly fee. I’m going to redo the review below in light of this fee and the new features that Grifin has positioned in an attempt to make it worth it. My first reaction is …
I resisted the various cash transfer apps for as long as a could. My primary issue was always security, and judging by the number of people who end up calling, crying and trying to get their money back, that wasn’t unfounded. But time marches on, and it turns out that, …
You may have seen the commercials for Zelle, the payment app. They aren’t very specific about what Zelle does, or how it does it. Questions that may pop into your mind are things like, how does Zelle work? Is Zelle legit, or a scam? Why would I bother to use …
It’s January 2024, and nobody expects the Fed to cut interest rates at its January meeting. Interest rates will stay the same until the March meeting, when the only option is to stand pat, or to cut rates. An interest rate hike is off the table under all foreseeable scenarios. …
The Fidelity Investment Rewards Visa Signature Credit Card is an intriguing offer with a generous 1.5% cash back offer and the standard 1 point per $1 rewards program. Details inside.