Personal Financial Advice from a former Certified Financial Planner
For most people, a credit union offers a better banking platform than a traditional bank. Here are the biggest credit unions in Colorado to get you started. Remember, bigger is not always better and smaller Colorado credit unions might offer better value for your situation. There are over 100 credit …
Update: As of February 2023, the new interest rate on Marcus Savings accounts is 3.25%. Update 2: As of Augus 7, 2023 , the new Marcus interest rate is 4.30% APY. The Fed giveth and the Fed taketh away. High Yield Savings Worth It Again After a few years of …
Financial independence is a topic that has gained increasing attention in recent years. The ability to live life on your own terms, free from the constraints of financial stress and dependence on others, is something that many people strive for. Add that to an internet full of people living the …
Taking another look at what SoFi offers. This time we are all about SoFi Banking reviews. Is SoFi Banking a Scam? SoFi Banking, including SoFi checking and SoFi savings are products of SoFi Bank, which is a member of FDIC. FDIC membership comes with numerous rules and regulations that are …
Waiting for your bank or credit union to raise the interest rate they pay you on your savings or money market accounts? Don’t hold your breath. Better Savings Interest Rates While the Fed kept interest rates at zero, most banks followed suit with their basic interest-bearing accounts, getting as close …
Note: This Acorns review article has been updated with the latest information as published on the acorns.com website. No sooner than I finished my Digit review, than I saw an ad for another automated savings app on Facebook that takes a different tack for building up your savings automatically with the help …
Banks never stop innovating. For the most part that is good news for customers who have an ever increasing set of products and tools to use for their financial needs. The catch is that with so many permutations of money products and services out there, it can be confusing to …
OK, I get asked all the time about where to get the best rates for a savings account. First off, check your current bank’s offerings for a money market account, which often pays higher interest than a savings account. Money market accounts pay better rates in exchange for restrictions that …
One of the things that comes up in financial planning is that getting all of the information and facts can be difficult. This, all too often, leads to financial paralysis where you don’t end up doing anything at all, because you don’t understand all the details. Ironically, a lot of …
US Saving Bonds and World War II Bonds issued by the US Government are low-risk investments issued in order to finance the national debt. There are numerous types of Government bonds. Each bond has specific features that determine how much interest is paid to the bond holder, how long the …