shopping

Ibotta Review Cash Back for Buying Stuff

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ibotta really works legit

A friend of mine keeps going on about Ibotta. For those of you who don’t know, Ibotta is a shopping app that gives you cash back rebates for various items you buy. It’s kind of like coupons, only instead of saving on your grocery bill, you build up a cash back account. What makes it such a huge deal for my friend is that those offers often include beer and wine, and often for a few bucks at a time, so that can add up. But does that make Ibotta a legit deal for others, or is Ibotta a scam that takes more than it gives? Let’s dig into is Ibotta legit. What Is Ibotta? Ibotta is an app for either Android or Apple. You can also use it online via the webpage. It works a lot like many grocery store apps where you go through a list of coupons and select which ones you want to use. However, unlike my King Soopers app, or Safeway app, the offers on Ibotta are rebates, not coupons. In other words, while the coupons take 50 cents off of my grocery bill, the Ibotta rebates have no effect on the cost of my …

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Rakuten Review Scam or Legit Money Saver

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rakuten cash back ebates

What is Rakuten? Is Rakuten legit, or is Rakuten a scam? Can you really earn hundreds of dollars using Rakuten to shop online? How does Rakuten work? Ebates is now Rakuten. Rakuten bought out eBates and renamed it, just like it did with buy.com. Rakuten is legit and Rakuten is not a scam. I’m updating my Ebates review and turning it into one of the rakuten.com reviews. Let’s check out my Rakuten review below for answers. Holiday shopping bonuses make Rakuten a better deal than it usually is throughout the year. On Veteran’s Day, for example, there is 11% cash back at several retailers. Combine that with already available Black Friday sales or hit those bigger purchases you are waiting for. Rakuten Reviews The Ebates Rakuten commercials promise cashback for shopping. Does this online website deliver, or is this just a Rakuten scam? I took my own look after a cousin of mine (an extreme couponer) asked, “Is Rakuten safe?” So, without further ado, here is my review of Rakuten. Update: This Rakuten review is still completely accurate, however, it turns out that Rakuten is an especially good deal around holiday time. The reason is that many retailers have a …

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What Is Afterpay Scam Legit Worth It?

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is afterpay scam or legit

What Is Afterpay? Is Afterpay a good deal? How does After pay work, and what do Afterpay reviews say about the buy now, pay later, company? What Is Afterpay? Even before the Square buyout of Afterpay was announced, there was increasing buzz around the so-called buy now, pay later company, mostly in the form of breathless, Guess What Millennials are Doing Now? articles. So, what is Afterpay? Afterpay is a financial company. The Afterpay app is the main way of interacting with Afterpay, although many Afterpay stores integrate directly with the company. To sign up, you apply for credit with Afterpay. Afterpay sets a limit on the amount you can spend. When you buy something, the money doesn’t come out of your bank account, but rather goes on your Afterpay account as a debit that you have to pay back. Sound familar? If you said, “Hey, that’s what a credit card is,” then you have your money brain on this morning, but there are a few very important differences that make Afterpay not a credit card. How Is Afterpay Different from a Credit Card? The main difference between Afterpay and a credit card is that Afterpay charges no interest. However, …

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Find Great Deals With Deal List Websites

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pendleton blanket great deal

If you are like me, the Christmas shopping season comes with a new challenge. Buying gifts for people in areas you aren’t familiar with can make it hard to know if you are getting the best deal on your Christmas gifts. But there is a way to find great deals on just about anything with a little searching. Find The Best Deals On Anything Once upon a time, you could type something like best kitchen knives into Google and hope to get some sort of list of really great kitchen knives. These days, those lists are all bought and paid for. And those lists that show up in Google’s search lists are not the result of the best list, but rather of search engine optimization wars where various professional SEOs work to manipulate the mechanics of links and web page code to impress the Google ranking engine. In this world, that list of the best kitchen knives from the world-class chef trying to be helpful from his kitchen is likely to be buried deep in the results, behind the list promoted by a major affiliate marketer trying to get the highest commission from each sale generated by the most possible …

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Safe Online Holiday Shopping

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Shopping online hasn’t really gotten any safer in the last few years. Most reputable online retailers use secure transfers to encrypt your credit card information when checking out. However, as an increasing number of high-profile corporate hackings have shown, just because your credit card number was safe when you entered it, doesn’t mean it stayed safe. The other issue with online retailers is knowing when the retailer themselves might not be safe. Sure, company’s like Amazon, Walmart, and Barnes & Noble aren’t out there to steal your credit card data, but there are a tons of little retailers you haven’t heard of, and they are the ones with hard to find items, unique gifts, and occasionally, deep discounts. Giving your financial information to them can be dicey. So, just how do you manage to have safe online holiday shopping this year? Limited Use Credit Card Numbers There are some tricks you can use to stay safe while shopping online. Many credit cards, or credit card companies, offer limited use numbers. These virtual numbers can usually be generated online. They link to your actual account, but the number you enter is a one-time use number, or limited to a certain amount. …

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Is Extreme Couponing Worth It?

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The extreme couponing fad hit its high water mark a few years ago. That doesn’t mean it’s gone away, and every time someone shows up on TV or a magazine article is published, the race is on again to figure out how to do extreme couponing. If you’re wondering how using coupons can get extreme, consider this hypothetical example. You see a coupon in the newspaper for $1 off of something. For our sake, let’s say it’s $2 off of a bag of cookies. Now, let’s say that the grocery store is having a sale where those cookies are 2 for $4. Bam! You’ve got yourself some free cookies. That’s not really extreme, yet. Now, imagine that you go through the recycle bin at your office building and find eight of those coupons and you get eight bags of free cookies. That’s a little more extreme. Now, imagine that you build your entire shopping list around this sort of deal and you roll home with $300 worth of groceries for just $23. Now, that’s extreme. Is Extreme Couponing Right for Me? Coupons can save you money, there is no doubt about that. If you have a coupon for something you …

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Online Bargains Aren’t Always Great Deals Check The Details First

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Black Friday has come and gone. Cyber Monday is history. Yet, online shopping continues in full force. Various reports suggest that online shopping has increased dramatically this year, likely due to the increasing usage of broadband connections in the home, and the draw of huge savings secretly located on the Internet if you can just find the right combination of coupon codes, discount websites, and wholesalers online. However, as always, when it comes to personal finance what you don’t know can hurt you. Make sure you understand all of the details regarding online shopping for bargains. Otherwise, you may get burned. Amazon Makes Online Shopping OK Not long ago, online shopping was the exclusive providence of very specific people, typically techies, and ultra-bargain shoppers who linked together in electronic discount finding groups reminiscent of the old coupon clubs. A few appearances on Oprah by folks like "Coupon Mom" helped drive online shopping and deal finding to the forefront of the American consciousness. But, what finally pushed online shopping over the edge from the wary, angst filled, activity it used to be to a common shopping method used by teenagers, little old ladies, and the technological inept alike was the legitimizing …

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Save Money On Christmas Holiday Shopping

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The Top 10 Best Christmas Holiday Deal Websites. Want to go beyond those everyone-knows-about-them websites the regular news reports on? Here are the real places to get hot deals this Christmas, and all year round.

Top 10 Fine Print Gotchas

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Being a smart consumer, or smart investor, or smart anything really is all about knowledge. Understanding the world you are playing in just makes good sense. I can spot most finance scams by reading the title. The reason? I’ve spent plenty of time reading the fine print and have grown accustomed to what fine print goes with that BLARINGINGLY GOOD TITLE! So, without further ado, here are the Top 10 Fine Print Gotchas: That’s Not It One of the most common fine print gotchas is when the really great picture you see isn’t actually what they are talking about. For cars you’ll see a fully equipped XJT9X version in the picture when the ad is talking about the base no-options model. For others, the fine print will point out that the picture is only “representative” of the product, meaning it is pretty much like that, but not just like that. Rebates The one I really hate these days is rebates. Electronic store ads are filled with them. A great deal on a monitor for $199? Sure, but you will pay $279 today. Then, you can get a rebate from the store (but it’s an “easy” rebate) for $40 and then you …

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