Personal Financial Advice from a former Certified Financial Planner
Recently, someone asked me about a credit card offer they received from Merrick Bank. I wasn’t familiar with Merrick Bank, so I agreed to look into it. The Merrick Bank credit card is pretty interesting for the right type of person. The Merrick Bank secure credit card lets people with …
Why would you need credit bureau phone numbers? Your credit score is a critical component of your financial wellbeing. Your credit score is computed from the information in one of your credit reports. Those credit reports are maintained by the major credit bureaus. If there is an issue with your …
Credit Karma made waves when it started offering free credit scores online. At first, many people, including me, were worried that the whole thing was just a big Credit Karma scam. However, after doing some research into whether Credit Karma is legit and even doing an in-depth CreditKarma.com review, I …
Building credit is an important task for financially savvy adults. Unfortunately for most people when they turn 18, they start out with zero credit. Even worse, it can take years to build up good credit. Fortunately, you can help your child build credit with this one trick. Why Start Building …
A debit card is a useful money management tool. It provides credit card-like access to purchases, but the money comes directly from your checking account, not from a line of credit. Many people prefer to use debit cards in order to avoid the pitfalls of credit cards. Some banks and …
After a review of Credit Kama here on FinanceGourmet, a reader asked if I would look into another service he had found called Credit Check Total at creditchecktotal.com. Credit Check Total Reviews With many financial services, the reality of the offering differs significantly from what the bold, large-type headline suggests. …
Earlier we discussed how I first found out about Credit Karma and how, as a seasoned financial professional, I was inclined to think that Credit Karma is a scam offer for free credit scores. I decided to do a review after seeing some Credit Karma reviews that don’t really answer …
There is a lot of phony information out there about improving your credit score. There is also a lot of information that once worked, but doesn’t anymore, things like disputing everything on your credit report. So, what is the real way on how to improve your credit score? What Is …
WalletHub reviews are mostly positive, but let’s take a deeper look into exactly who WalletHub is, and what they do. What Is WalletHub? WalletHub is an online financial service that offers personal finance tools for users. The main offering is a daily free credit score, and the related free credit report. …
What Is SoFi? In this SoFi review we will take a look at what SoFi offers and the pros and cons of SoFi. We’ll see is SoFi legit, or is this all a SoFi scam? SoFi, like most other niche financial services companies, is expanding. It turns out that once …