Personal Financial Advice from a former Certified Financial Planner
Update: As of February 2023, the new interest rate on Marcus Savings accounts is 3.25%. Update 2: As of February 9, 2023, the new Marcus interest rate is 3.50% High Yield Savings Worth It Again After a few years of the Fed running along with near zero interest rates yielding …
You got a bunch of gift cards for Christmas, or a lot of gift cards for your birthday, and you are wondering, “How do I maximize the money from gift cards?” As always, I’m here for you. Maximize Money from Gift Cards Using smart, insider techniques to maximize your gift …
What is Rakuten? Is Rakuten legit, or is Rakuten a scam? Can you really earn hundreds of dollars using Rakuten to shop online? How does Rakuten work? Ebates is now Rakuten. Rakuten bought out eBates and renamed it, just like it did with buy.com. I’m updating my Ebates review and …
A friend of mine keeps going on about Ibotta. For those of you who don’t know, Ibotta is a shopping app that gives you cash back rebates for various items you buy. What makes it such a huge deal for my friend is that those offers often include beer and …
If you are like me, the Christmas shopping season comes with a new challenge. Buying gifts for people in areas you aren’t familiar with can make it hard to know if you are getting the best deal on your Christmas gifts. But there is a way to find great deals …
There are far too many people out there insisting that certain things are “bad” in every case. For example, some very prominent financial personalities will tell you that you should never lease a car. While car leases aren’t necessarily a great deal all of the time, neither is getting a …
I’ve gotten several requests for a Quizzle review. Quizzle is an online financial service that offers, according to the bold face type, a free credit report, free credit score and various financial tools. Whenever someone points me in the direction of a personal finance company like this the first thing …
Did you see commercials for a free credit service from Experian. They do something clever in that they de-emphasize the free credit score idea and instead play up the concept that “credit is a skill” rather than a number. This is actually true advice, even if it isn’t what most people …
If you know anything at all about personal finance, you know that big banks are financial institutions for big suckers. Right now, with interest rates at, a little bit over zero, everywhere, it isn’t as easy to tell, but big banks have never been good deals for average customers. Big …
It’s a new year. Contrary to popular opinion, for the most part, when it comes to money, finances, banking and investing, it doesn’t really matter if the year is new or not. That being said, plenty of people take the opportunity of a fresh calendar to take a fresh look …
