Personal Financial Advice from a former Certified Financial Planner
Alright, here is the short, short version typed up as fast as I possibly can, while I wait for my documents at the title company. In Washington D.C. they have been stretching legislation to lift more than it as designed to since before they built the Congressional building. This time, …
Update: The Biden administration has elected to erase $10,000 or $20,000 in student loan debt via executive order. The website to apply is already up, and the Republican lawsuits to stop it are already filed. If you have more than $10K or $20K, keep paying, although it will help a …
A FAFSA scam is a bad way to start off your hunt for financial aid. If you, or someone you know, is going to college, or starting at a university, then chances are you need to apply for financial aid. Even if you don’t think you’ll qualify, there are often …
What Is SoFi? In this SoFi review we will take a look at what SoFi offers and the pros and cons of SoFi. We’ll see is SoFi legit, or is this all a SoFi scam? SoFi, like most other niche financial services companies, is expanding. It turns out that once …
A whole lot of Covid financial relief protections were scheduled to end in December. As expected, some of those money helping tweaks have been extended in 2021. For example, the Biden administration recently extended the mortgage foreclosure moratorium and forbearance protections. Student Loan Relief Flexibility On January 20, 2021, various …
Many people with student loan payments don’t realize they have multiple options for repaying their student loans easier. One option is the income-driven repayment plan that the federal government offers for loans owned by the US Department of Education. The key to income-driven student loan payment is that your student …
In March, the government began offering options to help benefit borrowers with student loans during the Covid pandemic. The Covid student loan benefits were to stop collecting on student loans, to charge 0% interest rates on student loans, and to suspend student loan payments. Basically, you could turn off paying …
Student loans have gotten huge for some graduates. It’s no wonder that there is increasing interest in how to get student loan forgiveness. Unfortunately, there are very few circumstances in which you can get the government to pay off your loans or otherwise cancel your student loan debt. Student Loan …
For some reason, I thought I had written about 529 plans to death. After all, figuring out a way to pay for a child’s college education is a top priority for many people, and something I worked on a lot when I was a financial planner. More than that, I’m …