The Citibank PremierPass credit cards offers higher point earnings for frequent travelers, but comes with a steep annual fee. And, most cardholders were recently nailed with a steep increase in interest rate even if they had good credit. Do the PremierPass pros outweigh the cons?
Earn Points Citi Premier Pass Card
The basic Citibank rewards points chart looks like this.
- 2 ThankYou Points earned for ever $1 spent at Grocery Stores, Gas Stations, Drugstores, Parking, and Public Transportation like subways.
- 1 Thank You Point earned for all other $1 spending.
- 1 Thank You Point earned for every mile flown on any airline, including other people whose tickets you bought with the card.
ThankYou Points Redeem Chart
| Points / $ | Travel Reward* | Spending Required | Cash Back Equivalent | |
| Grocery, Parking, Drugstore, Gas | 2 Points / $ | 20,000 points (for $200 ticket) | $10,000 | 2% |
| Everywhere Else | 1 Point / $ | 20,000 points (for $200 ticket) | $20,000 | 1% |
| 50 / 50 Split | 1.5 Point / $ | 20,000 points (for $200 ticket) | $15,000 | 1.5% |
* Since there is no fixed flight option anymore, I tested a couple of flights through the booking system and it appears that tickets are pricing at approximately 100 points per dollar.
Reward Value is average unless you maximize shopping at the 2 for 1 points locations.