OK, it’s not as dramatic as winter is coming, but let’s be honest. It’s season 4 of the TV show, and Book 6 in the series, and winter still hasn’t actually come. Fall will be here much sooner as the yellow leaves on the trees out front can attest.
Let’s get down to some personal finance. Coming in September on FinanceGourmet, we have some interesting topics, some misunderstood topics, and a look at whatever financial news or economic data come out.
We’ll take a look at different types of bank accounts and whether any of them are worth anything, or if they are just banking marketing gimmicks. Do you need a Christmas club account, a youth account, or other niche banking accounts. We’ll take a look at what they have to offer and if they actually have any advantages.
Also soon we’ll start a roundup of free credit score services like Credit Karma, Credit Sesame, and Credit Check Total to see what is new, and if one of these free credit score services is better than the other. We’ll also look at other options for getting a credit score for free including how some credit cards now offer a monthly credit score right on your statement.
As the fourth quarter approaches, it makes sense to start looking at your taxes and what you can do to save money on taxes this year. If you’re self-employed, creating tax deductions is easier, but there are plenty of ways to reduce your regular income taxes as well. One of those ways is with payroll deductions to your 401k plan. Now is a good time to review where your taxes and contributions will shake out as the year comes to an end. There are still three months to make an adjustment in. Getting that right could be all you need.
Of course, there will be plenty more as well. Grab the RSS feed so you don’t miss anything.
The real information about the possible impact on Apple stock from the iPhone 6 and iPhone 6 plus is in last week’s article, but since Apple released some new data, I’ll do a little update here. In particular, I’m going to a take a look at how some of what is “out there” applies to […]
I wasn’t going to write this post, but I’ve gotten just enough emails and messages on the subject of what the new iPhone 6 and iPhone 6 Plus means for Apple stock that I thought I’d post some quick thoughts for readers here. First, the old saying in investing is to buy the rumor and […]
Every year, the United States Department of Agriculture publishes a report about how much it costs to raise a child until age 18 in America. Of course, the information is only an average, and even then, to make any sort of calculation, a lot of assumptions have to be made. After all, raising a child […]
Earlier we discussed how I first found out about Credit Karma and how, as a seasoned financial professional, I was inclined to think that Credit Karma is a scam offer for free credit scores. I decided to do a review after being asked about it repeatedly. Update: Read here about an opt-in service Credit Karma […]
We’ve talked a bit about the economic numbers that came out this summer. In large part this is because the economy is in a transition period. After a seemingly unending drift (upward, but drifting nonetheless), the economy might, MIGHT, finally be sputtering to life. However, economic numbers can be tricky. Earlier this year, the GDP […]
A debit card is a useful money management tool. It provides credit card-like access to purchases, but the money comes directly from your checking account, not from a line of credit. Many people prefer to use debit cards in order to avoid the pitfalls of credit cards. Some banks and credit unions even offer rewards […]
Over at MarketWatch recently, is an interesting article entitled Make Your Kid Rich for $1 a Day. I’ll let you go over there and read the particulars if you are interested. However, I think that the concept provides a great way to study the phenomenon of compound interest, and the elements that go into it. […]
Recently, the U.S. House of Representatives, the chamber controlled by the Republicans recently passed a bill that makes some changes and updates to the child tax credit. This was quickly spun as either a middle class tax cut, or raising taxes on the poor. It won’t pass anyway (what does in Washington these days) but […]