When considering refinancing your home mortgage, the first step is to get all of the details on what you have now. Sure, you have vague numbers in your head, but that won’t help you answer all of the loan application questions, or make a real hard-numbers based calculation about the value of refinancing. What exactly [...]
Continue reading about How To – Refinancing a Home Mortgage Steps and Tips
Ok, it’s time to look at refinancing the old homestead’s mortgage. I’ve been putting it off because of holidays and the fact that rates can still go lower even though the Fed recently cut rates to zero. Now, it’s time to take a serious look at refinancing and how it might work out for my [...]
Continue reading about Refinancing the Mortgage to Take Advantage of Lower Interest Rates
Here they come. Articles, columns, emails, and websites by the dozens (hundreds? thousands?) each offering tax advice in the guise of tips and tricks while actually offering up nothing more than the same old retread of a supposed gold mine of tax savings. This is the true, cold, hard fact: There is virtually nothing you [...]
Continue reading about End Of Year Federal Income Tax Advice Tips and Tricks
Analyzing the Capital One No Hassle Rewards credit card as it applies to the Capital One Rewards Catalog offers for gift cards.
Continue reading about Capital One No Hassle Rewards – Gift Cards
Days like yesterday and today are why I write the Finance Gourmet. For those of you who didn’t see it, the Federal Reserve, or Fed cut interest rates to between 0% and 0.25%. All day today, the media has been droning on about what it means for consumers, homeowners, and the economy. Unfortunately, they are [...]
Continue reading about Interest Rates, Mortgages, HELOCs, Credit Cards, and the Fed
The phones are blowing up all over as news of the Federal Reserve Board’s decision to cut interest rates to between 0% and 0.25% spreads. Here is what it means to you. First off, this is a strange deal. The Fed always sets a hard number for its interest rate target. So, this range thing [...]
It seems that several visitors are finding their way to the Finance Gourmet because they are trying to figure out how to access the Captial One No Hassle Rewards information on the Captial One website. It isn’t exactly hidden, but if you are one of those people who wants your webpages to be pretty clear, [...]
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I’ve been a professional writer and business consultant for over a year now, but many people still remember me from my financial advisor days. So, I get plenty of questions about investing, the stock market, and real estate. The number one question I get these days, is, “Should I be buying real estate now?” The [...]
This year, many people find themselves in a position were donating money to charity just doesn’t seem like a good idea given their current situation. But, there is still a way to help without spending a cent, and as a bonus, you can save on your taxes at the same time. Many charities run thrift [...]
Continue reading about How To Save On Taxes And Help Other People For Free
