When I write personal finance articles for Finance Gourmet, I put on my Financial Planner hat. Just a few short years ago, I was a professional financial advisor with all of the required securities licenses. I had my Series 7 License, my Series 66 License, and my Life and Health Insurance licenses as well. In addition, I was a Certified Financial Planner, or CFP if you prefer. Most of my clients were upper class, high-income, people with either a high-paying job, or they owned their own business.
As a result, most of the people I worked with day in and day out as a financial consultant were well educated, either through formal education, or as graduates of the School of Hard Knocks. They also knew a little something about money. While it might be those who don’t have any money, or those who really don’t know anything about personal finance who need the most help, they also are the ones who can’t or won’t seek professional financial advice.
As a financial adviser, you find out quickly that trying to “win” discussions with clients who believe something that is incorrect is not worth the effort. No matter how many facts or how much evidence you show them, they will not accept the truth. In fact, a lot of them will stop speaking to you altogether rather than abandon what they “know” to be true, because you are one of “them” or just too dumb to know about the really great thing they learned since it is “outside of the normal system.” It’s a little bit mean, but as we used to say, “You can’t fix stupid.”
Secret Federal Government Grant Programs Give Millions of Dollars Away Every Day
I don’t know if the guy with the green question mark covered jacket on late night infomercials was the first to get people all riled up about government grants with his manic insistence that the government just gives away millions, or billions, of dollars in grants every day of the week. (Presumably just on weekdays. This is the government, after all.) Whether he was the first or not, he was one of the first ones I saw on television.
I got burned many years ago as a 15-year old by the lure of “secret financial information” or “unknown ways to make money or save money.” Using well-known (to the scammers) tricks of the trade to entice the naive, inexperienced, and just plain unintelligent, they made me salivate at the prospect of buying up fancy cars, expensive jewels, and maybe even big houses at police auctions for just pennies.
These things were all the result of busting crooks and seizing the property of drug dealers. The cops, the ad said, didn’t keep this stuff. They sold it at police auctions! But, most people didn’t know about police auctions, so the smart, savvy, insiders, were able to snatch up great deals. The ad said that there was a money back guarantee. How could I lose?
When my mother wouldn’t write a check for me (even if I gave her my own money), I rode my bike to the grocery store and bought a money order. I was “lucky.” I actually got something in the mail instead of my money just disappearing into a Post Office Box somewhere. However, that is where my luck ended. What I got was a plain paper booklet that told me where to look to find police auctions and other government agency property auctions.
As I read it, it dawned on me that I had been had. Sure, there were government auctions, but they were not a secret, not even close. In fact, the best way to find “amazing police auctions” was to LOOK FOR THE ADS IN THE NEWSPAPER advertising them! An ad in the newspaper? That doesn’t sound like much of a secret.
I soon found out the real reason few people ever went to police auctions. They don’t often have anything “good” and when they do, there are suddenly plenty of people there to bid on that.
Money Back Guarantee Is Not Worth The Paper It’s Printed On
The second lesson I learned was that “Money Back Guarantee” doesn’t necessarily mean what you think it does as an honest, upstanding person. The money-back guarantee with my purchase was probably legit. I don’t know, because to fulfill the requirements to get a refund would have taken more time, effort, and money than the original wonderful money making opportunity cost me in the first place. To redeem the guarantee, I had to register for and attend at least 3 police auctions, in at least 3 different jurisdictions, in at least 3 different months. I bet you can guess how often they were supposed to refund people’s money, even if they were honest enough to do it at all.
How To Find Government Grants You Qualify For and Get Your Share of Free Money From the Feds
Why did I tell that story in an article about how to get millions of dollars in Government Grants just by learning about some secret, insider, information about a way to get a too good to be true deal from the government just because nobody knows about applying for these grants, which makes them so easy to get that you would be dumb not to find out about it right away?
Oh, and by the way, there is a money back guarantee.
Hopefully, this helps those of you willing to be helped.
How To Avoid Being Scammed and Conned Out of Money By Promises of Free Government Money For Moms, Dads, Entrepreneurs, Education, Veterans, Women, Minorities, and so on…
For those of you who KNOW that free government grant money is out there waiting for you if you are just smart enough to know what to look for and smart enough to know how to apply, then I offer you this chance to prove to yourself what the reality is before you send anyone any money.
Remember how it turned out that police auctions aren’t secret? Government grants aren’t either.