Capital One Rewards Program 2011 Guide

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Update: Information on the new 2015 Capital One Rewards catalog is here.

The 2011 Captial One Rewards catalog is here! I’ve learned that not everyone gets a printed hard copy Capital One Rewards catalog in the mail, but for some reason, I seem to get one each year around Christmas. I guess the folks at Capital One think that people are more likely to redeem miles for Christmas gifts or for free holiday travel, especially since the airlines like to block out all of the good flights and days around Christmas time.

Capital One Rewards Catalog 2011 ImageThis year, my NoHassle rewards catalog came after the new year and is titled, “Explore.” If you upgraded to the Capital One Venture card, there is apparently a supplement or entirely different Venture card rewards catalog according to the note enclosed.

Without any further ado, let’s jump right into the current Capital One Rewards Catalog.

Capital One NoHassle Rewards 2011 Program Guide

First up is how to earn miles using my Capital One No Hassle Rewards card. The basic earning rate is 1.25 miles for every $1 spent using the card. Money spent in bookstores, video rental stores, gifts shops, card stores, florists, art supply stores, craft stores, and souvenir shops earns double miles or 2 points for every $1 spent.

The guide also notes that Capital One miles do not expire after a certain number of years, and that there is no limit on how many miles you can earn in the NoHassle miles program.

Capital One Rewards Miles Earning Chart

Where Purchase Made Miles Earned Per Dollar Spent
Bookstore 2 miles per $1
Video Rental Store 2 miles per $1 Netflix and Redbox do not count
Gift, Card, and Souvenir Store 2 miles per $1 Use your card when you buy cheap gifts!
Art Supply and Craft Stores 2 miles per $1
Florists 2 miles per $1 Use your card when you buy flowers, but flower shops inside of grocery stores do not count.
Everywhere Else 1.25 miles per $1 Your base earning rate is 1.25 miles per dollar

Perk Central for Capital One Rewards

Like pretty much every other rewards credit card and other program that offers points for spending money, you can earn even more points by shopping through a special Capital One website called Perk Central. You can earn up to 15 bonus miles per dollar spent by shopping through Perk Central.

The best way to take advantage of the bonus miles offered for shopping through the special Capital One website offer is to always check Perk Central before making big purchases online. Be sure to delete your browser cookies, or better yet, use your browser’s privacy mode if you have already been to the merchant’s website before. You don’t want your bonus rewards voided because your shopping trip didn’t count as a “referral.”

For example, Best Buy, CompUSA, and Staples are all listed as Perk Central retailers. Just drop by Perk Central first before buying your office supplies or electronics and rack up bonus points on each purchase. Those bonus points can make redeeming Capital One rewards miles for gift cards a great deal. Double dip by earning bonus miles at Best Buy, and then getting a $100 Best Buy gift certificate reward for cheap!

Other Perk Central companies listed in the Capitol One Rewards catalog for 2011 include:

  • Bloomingdales
  • PetSmart
  • Sephora
  • Starbucks
  • Gap
  • Macy’s
  • Barnes & Noble
  • Sierra Trading Post
  • Foot Locker
  • Dick’s Sporting Goods
  • Sears / Kmart
  • Walmart
  • Home Depot
  • Sears
  • West Elm
  • Dell

Earn Miles Fast On Capital One Rewards Card Plus Perk Central

Two other companies of note on Perk Central are the Apple Store and Southwest Airlines.

If you are looking to buy an iPod, iPad, or MacBook Air, you know that they are not cheap. Getting a good deal on an Apple computer or iPhone can be tough because the company doesn’t really allow big discounts. However, if you buy them and earn bonus miles on those big ticket items, the value of your miles goes up and you can get a deal on Apple electronics by combining your purchase with a statement credit or cash back reward.

Likewise, get bonus miles when you book your Southwest Airlines tickets through the Capital One rewards bonus website. Make sure you are also a member of Southwest Airlines frequent flier program and you’ll get big bonus points, plus you still get credit for your Southwest Airlines miles because the two programs are not related or exclusive.

Earn Capital One Miles Paying Bills

To really see your miles add up fast, use your card to pay bills. Pay the card off every month and you are basically getting free money.

That $300 doctor bill is a tax deduction, and it can earn you 375 miles while you are at it.

Your $100 electric bill is worth 125 miles, and so on.

A $1,000 worth of bills and groceries charged to the card each month (and paid off each month) is worth 1,250 miles. That is 15,000 miles per year without doing anything other than what you would normally do. And, that, is the key to taking advantage of rewards programs and discounts.

Up Next: Capital One Rewards redemptions catalog.

2 thoughts on “Capital One Rewards Program 2011 Guide”

  1. edward robinson

    I want to buy a TV at best buy using my capital one points as part of the payment. What do I do and how do I do it.

    1. You can redeem your points for the whole thing by selecting a TV as your reward from the current Capital One rewards catalog. To use miles for part of it, you’ll need to be creative. Try redeeming miles for a free gift card from Best Buy. Use the gift card and pay the rest in cash.

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