Personal Financial Advice from a former Certified Financial Planner
What Is SoFi? In this SoFi review we will take a look at what SoFi offers and the pros and cons of SoFi. We’ll see is SoFi legit, or is is SoFia scam? SoFi, like most other niche financial services companies, is expanding. It turns out that once you get …
What is Rakuten? Is Rakuten legit, or is Rakuten a scam? Can you really earn hundreds of dollars using Rakuten to shop online? How does Rakuten work? Ebates is now Rakuten. Rakuten bought out eBates and renamed it, just like it did with buy.com. Rakuten is legit and Rakuten is …
With articles and talking finance people constantly talking about mortgage rates, rising mortgage rates, and highest interest rates in 20 years, you might be wondering what the normal mortgage interest rate actually is. There are actually many different types of mortgages. When people talk about mortgages generally, or generically, they …
Credit Karma has made waves in the financial industry by offering both free credit scores and free credit monitoring to its customers. At first, a lot of people were worried that Credit Karma is a scam. But, after an in-depth Credit Karma review, it seems that the company is legit. …
Understanding Auto Loans: Prime vs. Subprime, A Comparison In today’s economic landscape, inflation and resuming student loan payments, are causing financial strain for many Americans, leading to record-high default rates on auto loans. The situation is reminiscent of the financial crisis in 2008, but this time, it’s the auto loan …
Albert Einstein once said that the most powerful force in the universe was compound interest. What most people don’t understand is that, while powerful, compound interest needs a lot of time to work. Unfortunately, when most people start looking for financial planner, or stockbroker, or just researching how to invest …
The best deal at Costco right now saves big money for chocolate and sweets lovers I don’t usually do this because while there may be some real benefits (and some real pitfalls) of shopping at Costco, I like to keep writing “the new” rather than updating pages about things like …
After nearly a half century on this planet, McDonald’s has become one of my favorite dividend stocks. You see, every 10 or so years, McDonald’s stops growing, or starts having lower sales, or whatever. There is panic all around, the CEO gets replaced, and then McDonald’s goes back to doing …
The Federal Reserve Board voted not to raise interest rates at their October meeting, finally realizing that the runaway freight train of interest rate hikes might be more detrimental to economy than the inflation that they are supposedly fighting. Did the Fed Stop Too Late The big question on everyone …
Important Grifin Update It was always probably a little too good to be true. An app that invests a dollar every time you make a purchase with no fees or user face costs. Everything costs money, especially running an app that accesses credit cards, makes transfers from banks, and then …