Banking

What Should I Do About Target Credit Card Hack

The world of credit cards, credit reports, credit scores, debit cards, and ATM cards is a world of pathetic security and continuous blunders. For the amount of money involved in these transactions, you would think that financial transactions would get better security and attention, but you are very, very wrong. Most credit card terminals are …

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Interest Rates, Mortgages, HELOCs, Credit Cards, and the Fed

Days like yesterday and today are why I write the Finance Gourmet.  For those of you who didn’t see it, the Federal Reserve, or Fed cut interest rates to between 0% and 0.25%.  All day today, the media has been droning on about what it means for consumers, homeowners, and the economy.  Unfortunately, they are …

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