Chase Sapphire Preferred Card Benefits

chase sapphire preferred rewards

I don’t need more credit cards. My Capital One card has something like a $35,000 credit limit. I pay it off every month. So, why am I getting a Chase Sapphire Preferred rewards credit card? However, while the easiest thing to do is to just get a good credit card that earns cash back, I like earning points that I use on travel. Up until now, I haven’t really hacked travel rewards points like this guy does, but after reading through some of his stuff, I feel like I should. Money is fungible (that means money is the same no matter how you use it), but people aren’t robots. I don’t care that the spreadsheet that is my net worth says that earning $2,000 cash back is the same as getting a $2,000 hotel stay for free. The thing is, I have money, what I want is that hotel stay, and I don’t want to feel like I’m paying for it. And, voila, travel rewards are better than cash back, for me. Credit Card Miles Hacking Why should I get a Chase Sapphire Preferred card? I’ll re-up my article about how getting cash back, or cash equivalents is often as …

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Citibank Rewards Catalog

free travel rewards beach trip

There are tons of Citibank rewards credit cards. Like most other credit card rewards programs, there are a wide range of items that you can redeem your credit card miles for, ranging from travel items like free airline tickets to discount car rental or free hotel room nights. In addition, you can redeem your Citi rewards points for merchandise, gift cards and even get cash back from your Citibank MasterCard or Citibank Visa rewards card.  One popular card is the Citibank Rewards Premier Credit Card. The Citibank Rewards catalog is a great way to look through what you can redeem your miles for. Citibank Rewards Catalog Travel A while back, the Citibank travel rewards were changed from flat-rate awards to awards based upon the actual cost of the airline ticket. The current rate is approximately 100 points for every dollar the plane tickets costs. So a free airline ticket reward for a round-trip fare that costs $300 would require redeeming 30,000 points.   Note that in order to redeem Citibank ThankYou rewards for free airline tickets, you must book the plane tickets through the Thank You rewards website which always seems to have fares that are slightly higher than the …

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Summer Time!

Summer Time! 1

We at Finance Gourmet (it’s just me, but I like saying that) are getting ready to gear up for summer. That means a few things. First, some of the articles around here are going to be about VACATIONS and things like credit card rewards programs, airline miles, and how to save money on travel. Second, some of the articles are going to be focuses on outdoor activities and how you can take advantage of them while saving money, and living the good life. Third, there is a WHOLE LOT of weird stuff going on in the world economically speaking. Regardless of what you think of President Trump, the stuff he is doing is bombastic, and not at all carefully implemented, so expect plenty of whipshaw from investors, the markets, and economic numbers. As always, a well balanced portfolio is the answer to all your long-term investing issues, but changes are probably necessary for your short-term stuff because the volatility isn’t going away. And, finally, I’m “off” during the summer (I don’t have to go into an office anyway) so expect a bit of off-topic drift as me and the family have a whole lot of fun without breaking the bank, …

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Credit Card Rewards Catalog

One of the toughest things about comparing all the different rewards credit cards out there is that the credit card companies aren’t very good about showing you what your points can buy until AFTER you sign up. Go ahead, try and find the rewards catalog for a reward credit card without logging into the site. Most reward programs sound the same. Earn 1 point for every $1 you spend with some specials here and there thrown in to maybe give you more points at grocery stores, gas stations or elsewhere. The catch though is that it doesn’t matter how many points you earn, what matters is what you can get with those points. Remember Chuck e Cheese and Showbiz Pizza? 10,000 tickets gets you an 8″ stuffed animal. What do 10,000 points get you from your credit card? Less than two years ago I used 40,000 points on my Capital One Miles Reward card to get $400 worth of gift certificates to Baby’s R Us. I pretty much furnished the nursery for free. It was a great deal. I logged in at Christmas time this year (2007) looking to do the same for a pregnant friend. Imagine my shock when …

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