Interest Rates, Mortgages, HELOCs, Credit Cards, and the Fed

Originally published 12/17/2008, this post is being kept for its historical value, as the economy was still reeling from the housing market collapse and subsequent market swoon. For fun (and education), pull out your favorite charting tool and set the dates to either side of this date. This rate cut …

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Blaming the Fed 3

Blaming the Fed

Selective amnesia and analysts dying to be “right” is contributing to a flood of inaccurate articles seeking to blame the Fed. I saw this in my Twitter feed this morning and I just couldn’t let it go by. It’s filled with the kind of half-truths and misinformation that builds an …

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Fed Chairman Jerome Powell Second Term

I don’t like to write about politics, and certainly not speculation about politics, but the potential announcement of Federal Reserve Chairman Jerome Powell getting a second term is interesting. First off, Powell, is a Trump appointee. That gets people mad in certain quarters, like the Postmaster guy. However, Powell is …

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Fed Stays Steady

The Federal Reserve left interest rates unchanged, BUT they are beginning to taper off their bond buying program which will soak up some of the cheap money floating around out there and gently tighten the money supply. This is a smart move that helps reduce inflationary pressures while at the …

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negative interest rates

Negative Interest Rates and The Fed

Like any type of news, sensational, click-bait news draws in a lot of clicks for financial websites. Unfortunately, this can lead to a lot of confusion, especially for folks who only read the headlines. I can often tell when this happens because my questions fill up with vaguely understood concepts …

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